Peru

Country Overview

Essential information about Peru:

Country Code (2 digits)	Country Code (3 digits)	Currency Code	Number of decimals
PE	PER	PEN	2

Supported Card Networks

Localpayment supports these card networks in Peru:

Debit Cards

Visa
Visa Debit
Mastercard

Credit Cards

Visa
Mastercard
American Express
Diners

Payment methods

Localpayment offers a range of Payin and Payout methods in Peru:

Incoming Payments (Payins)

Available methods for receiving funds:

Bank Transfer

Accept payments for your products or services by bank transfer.

Cash

with the Cash payment method your customers may pay in cash for your digital goods or services.

Debit Card

Accept debit card payments at your merchant.

Credit Card

Accept credit card payments at your merchant and provide installments and subscriptions to your clients.

Bank Transfer

Method	Min Amount	Max Amount	Payment Method Code	Payment Confirmation	Working Hours	Execution Notification Time
QR	1.00	500.00	6080
PagoEfectivo	0.00	0.00	6075
BBVA Online Referenced Payment	1.00	3,500.00	6029	Asynchronous	24 h	Real Time
BCP Online Referenced Payment	1.00	3,500.00	6028	Asynchronous	24 h	Real Time
Interbank Online Referenced Payment	1.00	3,500.00	6026	Asynchronous	24 h	Real Time
Banco Pichincha Reference Payments	10.00	3,500.00	6073	Synchronous	24 h	Real Time
Caja Arequipa Reference Payments	10.00	3,500.00	6072	Synchronous	24 h	Real Time
Banco del comercio Reference Payments	10.00	3,500.00	6066	Synchronous	24 h	Real Time
Bank Transfer	1.00	1,000,000.00	6099

Cash

Method	Min Amount	Max Amount	Payment Method Code	Payment Confirmation	Working Hours	Execution Notification Time	Cut-Off
Niubiz por WU (Puntos Fisicos)	10.00	3,500.00	6071	Asynchronous	24 h	t+1
Red Digital	1.00	500.00	6070
ZILICOM	10.00	1,500.00	6067	Asynchronous	24 h	t+1
Banco del comercio	10.00	3,500.00	6065	Asynchronous	24 h	t+1
IZZIPAY	10.00	1,000.00	6064	Asynchronous	24 h	t+1
Agente Cash	10.00	3,500.00	6063	Asynchronous	24 h	t+1
YAPE	10.00	2,000.00	6062	Asynchronous	24 h	t+1
Banco Ripley	1.00	1,000.00	6074
Caja Tacna	5.00	3,500.00	6069	Asynchronous	24 h	t+3
Caja Huancayo	5.00	3,500.00	6068	Asynchronous	24 h	t+2
Caja Arequipa	5.00	3,500.00	6058	Asynchronous	24 h	t+2
Caja Paita	5.00	3,500.00	6039	Asynchronous	24 h	Real Time
Caja del Santa	5.00	3,500.00	6037	Asynchronous	24 h	Real Time
Coopac Norandino	5.00	3,500.00	6053	Asynchronous	24 h	t+1
BCP	0.00	0.00	6041	Asynchronous	24 h	Real Time
Interbank	0.00	0.00	6042	Asynchronous	24 h	Real Time
KasNet	5.00	1,000.00	6046	Asynchronous	24 h	t+1	15 h
Caja Trujillo	5.00	3,500.00	6048	Asynchronous	24 h	t+1	15 h
Caja los Andes	5.00	3,500.00	6038	Asynchronous	24 h	Real Time
Banco Pichincha	5.00	3,500.00	6050	Asynchronous	24 h	t+1
Scotiabank	0.00	0.00	6044	Asynchronous	24 h	t+1	15 h
Western Union	5.00	3,500.00	6045	Asynchronous	24 h	t+1	15 h
Go Money (Cellpower)	5.00	3,500.00	6057	Asynchronous	24 h	t+1
GO PERU - WU	5.00	3,500.00	6054	Asynchronous	24 h	t+1
Financiera Qapaq	5.00	3,500.00	6051	Asynchronous	24 h	t+1
Edpyme Alternativa	5.00	3,500.00	6036	Asynchronous	24 h	Real Time
Crac Raiz	5.00	3,500.00	6049	Asynchronous	24 h	t+1
Crac Lasa	5.00	3,500.00	6056	Asynchronous	24 h	t+1
Cell Power	5.00	3,500.00	6055	Asynchronous	24 h	t+1
Caja Sullana	5.00	3,500.00	6052	Asynchronous	24 h	t+1
BBVA	0.00	0.00	6043	Asynchronous	24 h	t+1
Pago Efectivo	0.00	0.00	6040	Asynchronous	24 h	Real Time

Credit Card

Method	Min Amount	Max Amount	Payment Method Code	Payment Confirmation	Working Hours	Execution Notification Time
American Express	5.00	40,000.00	6002	Synchronous	24 h	Real Time
Visa	5.00	40,000.00	6000	Synchronous	24 h	Real Time
Mastercard	5.00	40,000.00	6001	Synchronous	24 h	Real Time
Diners	5.00	40,000.00	6003	Synchronous	24 h	Real Time

Debit Card

Method	Min Amount	Max Amount	Payment Method Code	Payment Confirmation	Working Hours	Execution Notification Time
Mastercard	1,000.00	40,000.00	6011	Synchronous	24 h	Real Time
Visa	1,000.00	40,000.00	6010	Synchronous	24 h	Real Time
Mastercard	1,000.00	40,000.00	6011	Synchronous	24 h	Real Time
Visa Debit	1,000.00	40,000.00	6010	Synchronous	24 h	Real Time

Outgoing Payments (Payouts)

Available methods for disbursing funds:

Bank Transfer

You can make bank transfers to employees or customers.

Payout Bank Transfer

Type	Method	Min Amount	Max Amount	Payment Method Code	Cut-Off (GMT-3)	Execution Time (Days)	Notification Time (Days)
Bank Transfer	CCE	1.00	42,000,000.00	0170	15 h	t+0	t+1
Wallet	CCE			0171	15 h	t+0	t+1

Supported Document Types

Localpayment accepts these document types for verification in Peru:

Document Type	Description	ID for individuals and/or legal entities
DNI	National Identification Document	Physical Person
CE	Cedula	Physical Person
RUC	Tax ID	N/A
PASS	Passport	Physical Person

Bank account types

Peru uses the following bank account types for transactions. Ensure you provide the correct account details when processing payments.

Bank Account Type	Name	Length	Example
`C`, `S`, `M`	BANCO DE CREDITO DEL PERU (BCP)	20	01136200010004650000
`C`, `S`, `M`	INTERBANK (Banco Internacional del Perú)	20	01136200010004650000
`C`, `S`, `M`	Citibank del Peru S.A.	20	01136200010004650000
`C`, `S`, `M`	BANCO SCOTIABANK PERU	20	01136200010004650000
`C`, `S`, `M`	BANCO BBVA CONTINENTAL PERU	20	01136200010004650000
`C`, `S`, `M`	Banco de la Nación	20	01136200010004650000
`C`, `S`, `M`	BANCO DE COMERCIO	20	01136200010004650000
`C`, `S`, `M`	BANCO PICHINCHA	20	01136200010004650000
`C`, `S`, `M`	Banco Interamericano de Finanzas (BanBif)	20	01136200010004650000
`C`, `S`, `M`	CREDISCOTIA FINANCIERA S.	20	01136200010004650000
`C`, `S`, `M`	MI BANCO	20	01136200010004650000
`C`, `S`, `M`	Agrobanco	20	01136200010004650000
`C`, `S`, `M`	BANCO GNB PERU SA	20	01136200010004650000
`C`, `S`, `M`	BANCO FALABELLA	20	01136200010004650000
`C`, `S`, `M`	BANCO RIPLEY	20	01136200010004650000
`C`, `S`, `M`	Banco Santander Peru S.A.	20	01136200010004650000
`C`, `S`, `M`	BANCO AZTECA DEL PERU S.A./ALFIN BANCO S.A.	20	01136200010004650000
`C`, `S`, `M`	Crac Cat SA	20	01136200010004650000
`C`, `S`, `M`	ICBC Peru Bank	20	01136200010004650000
`C`, `S`, `M`	Compartamos Financiera	20	01136200010004650000
`C`, `S`, `M`	TARJETA OH	20	01136200010004650000
`C`, `S`, `M`	FINANCIERA EFECTIVA	20	01136200010004650000
`C`, `S`, `M`	FINANCIERA CONFIANZA	20	01136200010004650000
`C`, `S`, `M`	PREXPE	20	01136200010004650000
`C`, `S`, `M`	Caja Metropolitana de Lima	20	01136200010004650000
`C`, `S`, `M`	Caja Municipal de Ahorro y Crédito Piura SAC	20	01136200010004650000
`C`, `S`, `M`	Caja Municipal de Ahorro y Crédito Trujillo	20	01136200010004650000
`C`, `S`, `M`	Caja Municipal de Ahorro y Crédito Arequipa	20	01136200010004650000
`C`, `S`, `M`	Caja Municipal de Ahorro y Crédito Cuzco	20	01136200010004650000
`C`, `S`, `M`	Caja Municipal de Ahorro y Crédito Huancayo	20	01136200010004650000
`C`, `S`, `M`	Caja Municipal ICA	20	01136200010004650000
`C`, `S`, `M`	Caja Maynas	20	01136200010004650000
`C`, `S`, `M`	Caja Los Andes	20	01136200010004650000
`C`, `S`, `M`	YAPE	20	01136200010004650000
`C`, `S`, `M`	PLIN	20	01136200010004650000
`C`, `S`, `M`	DALE	20	01136200010004650000

📘
Note
To validate the CCI it is recommended to use: https://www.transferenciasinterbancarias.pe/.

Holidays

Plan your transaction processing around these national holidays in Peru:

Holiday	Date
New Year's Day	January 1
Maundy Thursday	April 17
Good Friday	April 18
Easter Sunday	April 20
Labour Day	may 1
Ascension	may 29
Battle of Arica and Flag Day	June 7
Feast of Saints Peter and Paul	June 29
Independence Day	July 28
Independence Day Holiday	July 29
Armed forces day	July 30
Battle of Junín	August 6
Santa Rosa de Lima	August 30
Battle of Angamos	October 8
All Saints' Day	November 1
Immaculate Conception	December 8
Battle of Ayacucho	December 9
Christmas Day	December 25

Supported Banks

Below is a list of banks in Peru that are supported by Localpayment:

⚠️
Important
Since they are not a part of the SWIFT network, several financial institutions do not currently have a SWIFT code. In the list, the institutions are marked as "NOT CONNECTED". Even though they are not connected, these institutions can still receive local transfers.

Code	Type	Name	Swift
002	Bank	BANCO DE CREDITO DEL PERU (BCP)	BCPLPEPL
003	Bank	INTERBANK (BANCO INTERNACIONAL DEL PERÚ)	BINPPEPL
007	Bank	CITIBANK DEL PERU S.A.	CITIPEPL
009	Bank	BANCO SCOTIABANK PERU	BSUDPEPL
011	Bank	BANCO BBVA CONTINENTAL PERU	BCONPEPL
018	Bank	BANCO DE LA NACION	BANCPEPL
023	Bank	BANCO DE COMERCIO	BDCMPEPL
035	Bank	BANCO PICHINCHA	FINAPEPL
038	Bank	BANCO INTERAMERICANO DE FINANZAS	BIFSPEPL
043	Bank	CREDISCOTIA FINANCIERA S.	NOT CONNECTED
049	Bank	MI BANCO	MIBAPEPL
053	Bank	BANCO GNB PERU SA	HBPEPEPL
054	Bank	BANCO FALABELLA	FALACLRM
055	Bank	BANCO RIPLEY	RPLYCLRM
056	Bank	BANCO SANTANDER PERU S.A.	BSAPPEPL
058	Bank	ALFIN BANCO S.A. (EX BANCO AZTECA)	AIFNPEPL
060	Bank	ICBC PERU BANK	ICBKPEPL
091	Bank	COMPARTAMOS FINANCIERA	NOT CONNECTED
094	Bank	TARJETA OH	NOT CONNECTED
096	Bank	FINANCIERA EFECTIVA	NOT CONNECTED
099	Bank	FINANCIERA CONFIANZA	NOT CONNECTED
776	Wallet	PREXPE	NOT CONNECTED
800	Bank	CAJA METROPOLITANA DE LIMA	NOT CONNECTED
801	Bank	CAJA MUNICIPAL DE AHORRO Y CRÉDITO PIURA SAC	NOT CONNECTED
802	Bank	CAJA MUNICIPAL DE AHORRO Y CRÉDITO TRUJILLO	NOT CONNECTED
803	Bank	CAJA MUNICIPAL DE AHORRO Y CRÉDITO AREQUIPA	NOT CONNECTED
805	Bank	CAJA MUNICIPAL DE AHORRO Y CRÉDITO SULLANA	NOT CONNECTED
806	Bank	CAJA MUNICIPAL DE AHORRO Y CRÉDITO CUZCO	NOT CONNECTED
808	Bank	CAJA MUNICIPAL DE AHORRO Y CRÉDITO HUANCAYO	NOT CONNECTED
809	Bank	CAJA MUNICIPAL ICA	NOT CONNECTED
811	Bank	CAJA MAYNAS	NOT CONNECTED
813	Bank	CAJA MUNICIPAL DE AHORRO Y CRÉDITO TACNA	NOT CONNECTED
849	Bank	CAJA LOS ANDES	NOT CONNECTED
901	Wallet	YAPE	NOT CONNECTED
902	Wallet	PLIN	NOT CONNECTED
904	Wallet	BIM	NOT CONNECTED
910	Bank	COOPERATIVA ABACCO	NOT CONNECTED
921	Wallet	LIGO	NOT CONNECTED
922	Wallet	DALE	NOT CONNECTED