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Peru

Learn more about currency, payment methods, processing times, and other essential details for operating in Peru with Localpayment. This guide provides a comprehensive overview of everything you need to know to integrate and optimize your payment processing in this market.

Country Overview

Essential information about Peru:

Country Code (2 digits)Country Code (3 digits)Currency CodeNumber of decimals
PEPERPEN2

Payins

Accept payments from your customers through these available channels:

Virtual Accounts

Generate unique account numbers to receive and track customer payments.

Cash

Allow customers to pay in cash at thousands of physical locations.

APMs

Let customers pay directly from their bank app using instant transfers, QR codes, and other popular local methods.

⚠️

Important

All processing times for payins are expressed in GMT. Please consider this time zone when reviewing processing availability and cutoff times.

Virtual Accounts

Payment Method NamePayment Method CodeFlowCurrencyMin AmountMax AmountPayment ConfirmationCategoryWorking Hours (GMT)Execution Notification TimeLogo
CCI-In6100DIRECTPEN0.0130.000AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/CCI.jpg

Cash Payments

Payment Method NamePayment Method CodeFlowCurrencyMin AmountMax AmountPayment ConfirmationCategoryWorking Hours (GMT)Execution Notification TimeLogo
Edpyme Alternativa6036DIRECTPEN5.003500.00AsynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/edpyme.png
Caja los Andes6038DIRECTPEN5.003500.00AsynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/caja-los-andes.png
Western Union6045DIRECTPEN5.003500.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/wester-union.jpg
KasNet6046DIRECTPEN5.001000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/Kasnet.png
Financiera Qapaq6051DIRECTPEN5.003500.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/qapaq.png

APMs

Payment Method NamePayment Method CodeFlowCurrencyMin AmountMax AmountPayment ConfirmationCategoryWorking Hours (GMT)Execution NotificationLogo URL
QR6080DIRECTPEN1.00500.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/Payin_QR.png

Payouts

Send funds efficiently to your recipients:

Bank Transfers

Send money to any bank account through the interbanking system.

Wallets

Transfer funds directly to digital wallets.

Bank Transfer Payouts

CodePayment TypeNetwork NameCurrencySettlement TimeCut-off Time (Local)Cut-off Time (GMT)Minimum AmountMaximum Amount
0170Bank TransferCCEPENReal TimeN/A — 24/7, availability includes weekends & public holidays.N/A — 24/7, availability includes weekends & public holidays.1.00 PENPEN 30,000.00
0170Bank TransferCCE (High-Value)PENT+01:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.06:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.30,001.00 PENNo maximum limit. Used for transactions above PEN 30,000.

Wallet Payouts

Code

Payment Type

Network Name

Currency

Settlement Time

Cut-off Time (Local)

Cut-off Time (GMT)

Minimum Amount

Maximum Amount

0171

Wallet

CCE

PEN

Real Time

N/A — 24/7, availability includes weekends & public holidays.

N/A — 24/7, availability includes weekends & public holidays.

1.00 PEN

  • YAPE: PEN 3,000.00

  • Others: PEN 500.00

Bank Account Information

Account Type Reference

The following account types are supported:

CodeAccount TypeDescription
CChecking AccountStandard transactional account for daily banking operations.
SSaving AccountInterest-bearing savings account for funds accumulation.
MMaestra AccountPremium or specialized account type with additional features.

Bank Codes

⚠️

Important

Some institutions marked as "NOT CONNECTED" don't participate in the SWIFT network but can still receive local transfers.

CodeTypeNameSwiftAccount TypeChecking RegexSaving Regex
002BankBANCO DE CREDITO DEL PERU (BCP)BCPLPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
003BankINTERBANK (BANCO INTERNACIONAL DEL PERÚ)BINPPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
007BankCITIBANK DEL PERU S.A.CITIPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
009BankBANCO SCOTIABANK PERUBSUDPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
011BankBANCO BBVA CONTINENTAL PERUBCONPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
018BankBANCO DE LA NACIONBANCPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
023BankBANCO DE COMERCIOBDCMPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
035BankBANCO PICHINCHAFINAPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
038BankBANCO INTERAMERICANO DE FINANZASBIFSPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
043BankCREDISCOTIA FINANCIERA S.NOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
049BankMI BANCOMIBAPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
053BankBANCO GNB PERU SAHBPEPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
054BankBANCO FALABELLAFALACLRMC, S, M/^[0-9]{20}$//^[0-9]{20}$/
055BankBANCO RIPLEYRPLYCLRMC, S, M/^[0-9]{20}$//^[0-9]{20}$/
056BankBANCO SANTANDER PERU S.A.BSAPPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
058BankALFIN BANCO S.A. (EX BANCO AZTECA)AIFNPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
060BankICBC PERU BANKICBKPEPLC, S, M/^[0-9]{20}$//^[0-9]{20}$/
091BankCOMPARTAMOS FINANCIERANOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
094BankTARJETA OHNOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
096BankFINANCIERA EFECTIVANOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
099BankFINANCIERA CONFIANZANOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
776WalletPREXPENOT CONNECTEDM--
800BankCAJA METROPOLITANA DE LIMANOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
801BankCAJA MUNICIPAL DE AHORRO Y CRÉDITO PIURA SACNOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
802BankCAJA MUNICIPAL DE AHORRO Y CRÉDITO TRUJILLONOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
803BankCAJA MUNICIPAL DE AHORRO Y CRÉDITO AREQUIPANOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
805BankCAJA MUNICIPAL DE AHORRO Y CRÉDITO SULLANANOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
806BankCAJA MUNICIPAL DE AHORRO Y CRÉDITO CUZCONOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
808BankCAJA MUNICIPAL DE AHORRO Y CRÉDITO HUANCAYONOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
809BankCAJA MUNICIPAL ICANOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
811BankCAJA MAYNASNOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
813BankCAJA MUNICIPAL DE AHORRO Y CRÉDITO TACNANOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
849BankCAJA LOS ANDESNOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
901WalletYAPENOT CONNECTEDM--
902WalletPLINNOT CONNECTEDM--
904WalletBIMNOT CONNECTEDM--
910BankCOOPERATIVA ABACCONOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
921WalletLIGONOT CONNECTEDC, S, M/^[0-9]{20}$//^[0-9]{20}$/
922WalletDALENOT CONNECTEDM--

Supported Document Types

Required documents for customer verification:

Document TypeFull NameEntity TypeRegex
DNINational Identification DocumentIndividuals/^[0-9]{8}$
CECedulaIndividuals/^[0-9]{8,12}$
RUCTax IDCompanies & Individuals/^[0-9]{11}$
PASSPassportIndividuals/^([aA-zZ]{1,6})?([0-9]{2,14})$

National Holidays

HolidayDate
New Year's DayJanuary 1
Maundy ThursdayApril 2
Good FridayApril 3
Easter SundayApril 5
Labour DayMay 1
AscensionMay 14
Battle of Arica and Flag DayJune 7
Feast of Saints Peter and PaulJune 29
Independence DayJuly 28
Independence Day HolidayJuly 29
Armed forces dayJuly 30
Battle of JunínAugust 6
Santa Rosa de LimaAugust 30
Battle of AngamosOctober 8
All Saints' DayNovember 1
Immaculate ConceptionDecember 8
Battle of AyacuchoDecember 9
Christmas DayDecember 25

Updated 5 days ago