Brazil

Learn more about currency, payment methods, processing times, and other essential details for operating in Brazil with Localpayment. This guide provides a comprehensive overview of everything you need to know to integrate and optimize your payment processing in this market.

Country Overview

Essential information about Brazil:

Country Code (2 digits)Country Code (3 digits)Currency CodeNumber of decimals
BRBRABRL2


Supported Card Networks

Localpayment supports these card networks in Brazil:

Credit Cards

  • American Express
  • Elo
  • Hipercard
  • Mastercard
  • Visa

Debit Cards

  • Elo
  • Hipercard
  • Visa


Payment methods

Localpayment offers a range of Payin and Payout methods in Brazil:

Incoming Payments (Payins)

Available methods for receiving funds:


Bank Transfer

MethodMin AmountMax AmountPayment Method CodePayment ConfirmationWorking HoursExecution Notification TimeCut-Off
PicPay0.006,000,000.001316Synchronous24 hReal Time-
Virtual Account0.01100,000,000.001350Asynchronous24 hReal Time-
PIX0.0115,000.001314Synchronous24 hReal Time-
Payin Bank Transfer1.001,000,000.001399

Cash

MethodMin AmountMax AmountPayment Method CodePayment ConfirmationWorking HoursExecution Notification TimeCut-Off
Boleto5.00100,000.001302Asynchronous24 h24 h1~2 WD
Pec4.002,000.001303Asynchronous7-21 h7-21 h2~3 WD

Credit Card

MethodMin AmountMax AmountPayment Method CodePayment ConfirmationWorking HoursExecution Notification TimeCut-Off
Master card1.0060,000.001301Synchronous24 hReal Time-
Hipercard1.0060,000.001307Synchronous24 hReal Time-
American express1.0060,000.001306Synchronous24 hReal Time-
Visa1.0060,000.001300Synchronous24 hReal Time-
Elo1.0060,000.001308Synchronous24 hReal Time-

Debit Card

MethodMin AmountMax AmountPayment Method CodePayment ConfirmationWorking HoursExecution Notification TimeCut-Off
Hipercard1.0060,000.001317Synchronous24 hReal Time-
Visa1.0050,000.001304Synchronous24 hReal Time-
Elo1.0060,000.001309Synchronous24 hReal Time-

Outgoing Payments (Payouts)

Available methods for disbursing funds:


Payout Bank Transfer

MethodMin AmountMax AmountPayment Method CodeCut-Off (GMT-3)Execution Time (Days)Notification Time (Days)
PIX1.001,000,000.00003115 ht+0t+0
TED1.001,000,000.00003015 ht+0t+1


Supported Document Types

Localpayment accepts these document types for verification in Brazil:

Document TypeDescriptionID for individuals and/or legal entitiesLengthDocument ID Example
CNPJLocal ID for Brazilian companiesPhysical Person and Legal Person
CPFLocal ID for Brazilian individualsPhysical Person and Legal Person


Bank account types

Brazil uses the following bank account types for transactions. Ensure you provide the correct account details when processing payments.

Bank Account Type

Name

Checking account

Savings account

Bank branch

Example

C, S

Banco do Brasil S.A.

XXXXXXXX or XXXXXXXX-X

XXXXXXXXX or XXXXXXXXX-X Prefixes: 00, 01, 51, 02, 52, 91, 92, 96 or 97

XXXX, XXXXD or XXXX-D

C, S

Banco Santander Brasil S.A.

XXXXXXXX-X Prefixes: 01, 02, 03, 05, 09, 13 or 92

XXXXXXXX-X Prefixes: 60

XXXX

C, S

Caixa CEF

XXX.XXXXXXXX-X or any combination with or without ',' or '-' characters and prefix or verification code Prefixes: 001, 010, 003 or 023

XXXX.XXXXXXXXX-X //XXX.XXXXXXXX-X or any combination with or without ',' or '-' characters and prefix or verification code Prefixes: 1288 or 013, 022

XXXX, XXXXX or XXXX-X

C, S

Banco Bradesco S.A.

XXXXXXX or XXXXXXX-X

XXXXXXX or XXXXXXX-X

XXXX, XXXXX or XXXX-X

C, S

Itau Unibanco S.A.

XXXXX-X

XXXXX-X

XXXX

C, S

HSBC Bank Brasil S.A.

XXXXX-XX

XXXXX-XX

XXXX, XXXXD, XXXXDD, XXXX-D or XXXX-DD

C, S

Other banks



XXXX, XXXXD, XXXXDD, XXXX-D or XXXX-DD



Holidays

Plan your transaction processing around these national holidays in Brazil:

HolidayDate
New Year's DayJanuary 1
CarnivalMarch 3
CarnivalMarch 4
Easter ThursdayApril 17
Easter FridayApril 18
Tiradentes' DayApril 21
Labor DayMay 1
Corpus ChristiJune 19
Independence DaySeptember 7
Our Lady of AparecidaOctober 12
All Souls' DayNovember 2
Republic Proclamation DayNovember 15
Black Consciousness DayNovember 20
Christmas DayDecember 25


Supported Banks

Below is a list of banks in Brazil that are supported by Localpayment:

  • 321 SCD S.A.
  • AF DESENVOLVE SP S.A.
  • ÁGORA CTVM S.A.
  • AGORACRED S/A SCFI
  • ALL IN CRED SCD S.A.
  • ATICCA SCD S.A.
  • AZIMUT BRASIL DTVM LTDA
  • BANCO A.J. RENNER S.A.
  • Banco ABC Brasil S.A.
  • Banco ABN Amro S.A.
  • Banco Agiplan S.A.
  • Banco Alfa S.A.
  • Banco AndBank (Brasil) S.A.
  • Banco Arbi S.A.
  • Banco B3 S.A.
  • Banco Bandepe S.A.
  • BANCO BARI DE INVESTIMENTOS E FINANCIAMENTOS S.A.
  • BANCO BESA S.A.
  • Banco Bmg S.A.
  • Banco BNP Paribas Brasil S.A.
  • Banco Bocom BBM S.A.
  • Banco Bonsucesso S.A.
  • Banco Bradescard S.A.
  • Banco Bradesco BBI S.A.
  • Banco Bradesco BERJ S.A.
  • Banco Bradesco Financiamentos S.A.
  • Banco Bradesco S.A.
  • Banco BTG Pactual S.A.
  • Banco C6 S.A.
  • BANCO CAPITAL S.A.
  • Banco Cargill S.A.
  • BANCO CEDULA S.A.
  • Banco Cetelem S.A.
  • Banco Cifra S.A.
  • Banco Citibank
  • BANCO CLASSICO S.A.
  • Banco Cooperativo do Brasil S.A. - BANCOOB
  • Banco Cooperativo Sicredi S.A.
  • BANCO CRÉDIT AGRICOLE BRASIL S.A.
  • Banco Credit Suisse (Brasil) S.A.
  • Banco Crefisa S.A.
  • Banco da Amazonia S.A.
  • Banco da China Brasil S.A.
  • Banco Daycoval S.A.
  • Banco de Brasilia S.A. - BRB
  • Banco de la Nacion Argentina
  • Banco Digio S.A.
  • Banco do Brasil S.A.
  • Banco do Estado de Sergipe S.A. - BANESE
  • Banco do Estado do Para S.A. - BANPARA
  • Banco do Estado do Rio Grande do Sul S.A. - BANRISUL
  • Banco do Nordeste do Brasil S.A.
  • Banco Fator S.A.
  • Banco Fibra S.A.
  • BANCO FICSA S.A.
  • Banco Finaxis S.A.
  • Banco Guanabara S.A.
  • Banco Inbursa S.A.
  • Banco Industrial do Brasil S.A.
  • BANCO INDUSVAL S.A.
  • Banco Inter
  • Banco Investcred Unibanco S.A.
  • Banco J. Safra S.A.
  • BANCO J.P. MORGAN S.A.
  • Banco John Deere S.A.
  • Banco KDB do Brasil S.A.
  • BANCO KEB HANA DO BRASIL S.A.
  • Banco Luso Brasileiro S.A.
  • BANCO MASTER MÚLTIPLO
  • Banco Máxima S.A.
  • Banco Mercantil do Brasil S.A.
  • Banco Mizuho do Brasil S.A.
  • Banco Modal S.A.
  • BANCO MORGAN STANLEY S.A.
  • Banco MUFG Brasil S.A.
  • BANCO NACIONAL DE DESENVOLVIMENTO ECONOMICO E SOCIAL
  • Banco Neon
  • Banco Olé Bonsucesso Consignado S.A.
  • Banco Original
  • Banco Original do Agronegócio S.A.
  • Banco Ourinvest S.A.
  • Banco Panamericano S.A.
  • Banco Paulista S.A.
  • Banco Pine S.A.
  • Banco Rabobank International Brasil S.A.
  • Banco Rendimento S.A.
  • BANCO RIBEIRAO PRETO S.A.
  • BANCO RODOBENS S.A.
  • Banco Safra S.A.
  • Banco Santander Brasil S.A.
  • Banco Semear S.A.
  • Banco Sistema S.A.
  • Banco Smartbank S.A.
  • BANCO SOCIETE GENERALE BRASIL S.A.
  • Banco Sofisa
  • Banco Sumitomo Mitsui Brasileiro S.A.
  • BANCO TOPÁZIO S.A.
  • BANCO TRIANGULO S.A.