Brazil
Learn more about currency, payment methods, processing times, and other essential details for operating in Brazil with Localpayment. This guide provides a comprehensive overview of everything you need to know to integrate and optimize your payment processing in this market.

Country Overview
Essential information about Brazil:
Country Code (2 digits) | Country Code (3 digits) | Currency Code | Number of decimals |
---|---|---|---|
BR | BRA | BRL | 2 |
Supported Card Networks
Localpayment supports these card networks in Brazil:
Credit Cards
- American Express
- Elo
- Hipercard
- Mastercard
- Visa
Debit Cards
- Elo
- Hipercard
- Visa
Payment methods
Localpayment offers a range of Payin and Payout methods in Brazil:
Incoming Payments (Payins)
Available methods for receiving funds:
Bank Transfer
Accept payments for your products or services by bank transfer.
Cash
with the Cash payment method your customers may pay in cash for your digital goods or services.
Credit Card
Accept credit card payments at your merchant and provide installments and subscriptions to your clients.
Debit Card
Accept debit card payments at your merchant.
Method | Min Amount | Max Amount | Payment Method Code | Payment Confirmation | Working Hours | Execution Notification Time | Cut-Off |
---|---|---|---|---|---|---|---|
PicPay | 0.00 | 6,000,000.00 | 1316 | Synchronous | 24 h | Real Time | - |
Virtual Account | 0.01 | 100,000,000.00 | 1350 | Asynchronous | 24 h | Real Time | - |
PIX | 0.01 | 15,000.00 | 1314 | Synchronous | 24 h | Real Time | - |
Payin Bank Transfer | 1.00 | 1,000,000.00 | 1399 |
Method | Min Amount | Max Amount | Payment Method Code | Payment Confirmation | Working Hours | Execution Notification Time | Cut-Off |
---|---|---|---|---|---|---|---|
Boleto | 5.00 | 100,000.00 | 1302 | Asynchronous | 24 h | 24 h | 1~2 WD |
Pec | 4.00 | 2,000.00 | 1303 | Asynchronous | 7-21 h | 7-21 h | 2~3 WD |
Method | Min Amount | Max Amount | Payment Method Code | Payment Confirmation | Working Hours | Execution Notification Time | Cut-Off |
---|---|---|---|---|---|---|---|
Master card | 1.00 | 60,000.00 | 1301 | Synchronous | 24 h | Real Time | - |
Hipercard | 1.00 | 60,000.00 | 1307 | Synchronous | 24 h | Real Time | - |
American express | 1.00 | 60,000.00 | 1306 | Synchronous | 24 h | Real Time | - |
Visa | 1.00 | 60,000.00 | 1300 | Synchronous | 24 h | Real Time | - |
Elo | 1.00 | 60,000.00 | 1308 | Synchronous | 24 h | Real Time | - |
Method | Min Amount | Max Amount | Payment Method Code | Payment Confirmation | Working Hours | Execution Notification Time | Cut-Off |
---|---|---|---|---|---|---|---|
Hipercard | 1.00 | 60,000.00 | 1317 | Synchronous | 24 h | Real Time | - |
Visa | 1.00 | 50,000.00 | 1304 | Synchronous | 24 h | Real Time | - |
Elo | 1.00 | 60,000.00 | 1309 | Synchronous | 24 h | Real Time | - |
Outgoing Payments (Payouts)
Available methods for disbursing funds:
Method | Min Amount | Max Amount | Payment Method Code | Cut-Off (GMT-3) | Execution Time (Days) | Notification Time (Days) |
---|---|---|---|---|---|---|
PIX | 1.00 | 1,000,000.00 | 0031 | 15 h | t+0 | t+0 |
TED | 1.00 | 1,000,000.00 | 0030 | 15 h | t+0 | t+1 |
Supported Document Types
Localpayment accepts these document types for verification in Brazil:
Document Type | Description | ID for individuals and/or legal entities | Length | Document ID Example |
---|---|---|---|---|
CNPJ | Local ID for Brazilian companies | Physical Person and Legal Person | ||
CPF | Local ID for Brazilian individuals | Physical Person and Legal Person |
Bank account types
Brazil uses the following bank account types for transactions. Ensure you provide the correct account details when processing payments.
Bank Account Type | Name | Checking account | Savings account | Bank branch | Example |
---|---|---|---|---|---|
| Banco do Brasil S.A. | XXXXXXXX or XXXXXXXX-X | XXXXXXXXX or XXXXXXXXX-X Prefixes: 00, 01, 51, 02, 52, 91, 92, 96 or 97 | XXXX, XXXXD or XXXX-D | |
| Banco Santander Brasil S.A. | XXXXXXXX-X Prefixes: 01, 02, 03, 05, 09, 13 or 92 | XXXXXXXX-X Prefixes: 60 | XXXX | |
| Caixa CEF | XXX.XXXXXXXX-X or any combination with or without ',' or '-' characters and prefix or verification code Prefixes: 001, 010, 003 or 023 | XXXX.XXXXXXXXX-X //XXX.XXXXXXXX-X or any combination with or without ',' or '-' characters and prefix or verification code Prefixes: 1288 or 013, 022 | XXXX, XXXXX or XXXX-X | |
| Banco Bradesco S.A. | XXXXXXX or XXXXXXX-X | XXXXXXX or XXXXXXX-X | XXXX, XXXXX or XXXX-X | |
| Itau Unibanco S.A. | XXXXX-X | XXXXX-X | XXXX | |
| HSBC Bank Brasil S.A. | XXXXX-XX | XXXXX-XX | XXXX, XXXXD, XXXXDD, XXXX-D or XXXX-DD | |
| Other banks | XXXX, XXXXD, XXXXDD, XXXX-D or XXXX-DD |
Holidays
Plan your transaction processing around these national holidays in Brazil:
Holiday | Date |
---|---|
New Year's Day | January 1 |
Carnival | March 3 |
Carnival | March 4 |
Easter Thursday | April 17 |
Easter Friday | April 18 |
Tiradentes' Day | April 21 |
Labor Day | May 1 |
Corpus Christi | June 19 |
Independence Day | September 7 |
Our Lady of Aparecida | October 12 |
All Souls' Day | November 2 |
Republic Proclamation Day | November 15 |
Black Consciousness Day | November 20 |
Christmas Day | December 25 |
Supported Banks
Below is a list of banks in Brazil that are supported by Localpayment:
- 321 SCD S.A.
- AF DESENVOLVE SP S.A.
- ÁGORA CTVM S.A.
- AGORACRED S/A SCFI
- ALL IN CRED SCD S.A.
- ATICCA SCD S.A.
- AZIMUT BRASIL DTVM LTDA
- BANCO A.J. RENNER S.A.
- Banco ABC Brasil S.A.
- Banco ABN Amro S.A.
- Banco Agiplan S.A.
- Banco Alfa S.A.
- Banco AndBank (Brasil) S.A.
- Banco Arbi S.A.
- Banco B3 S.A.
- Banco Bandepe S.A.
- BANCO BARI DE INVESTIMENTOS E FINANCIAMENTOS S.A.
- BANCO BESA S.A.
- Banco Bmg S.A.
- Banco BNP Paribas Brasil S.A.
- Banco Bocom BBM S.A.
- Banco Bonsucesso S.A.
- Banco Bradescard S.A.
- Banco Bradesco BBI S.A.
- Banco Bradesco BERJ S.A.
- Banco Bradesco Financiamentos S.A.
- Banco Bradesco S.A.
- Banco BTG Pactual S.A.
- Banco C6 S.A.
- BANCO CAPITAL S.A.
- Banco Cargill S.A.
- BANCO CEDULA S.A.
- Banco Cetelem S.A.
- Banco Cifra S.A.
- Banco Citibank
- BANCO CLASSICO S.A.
- Banco Cooperativo do Brasil S.A. - BANCOOB
- Banco Cooperativo Sicredi S.A.
- BANCO CRÉDIT AGRICOLE BRASIL S.A.
- Banco Credit Suisse (Brasil) S.A.
- Banco Crefisa S.A.
- Banco da Amazonia S.A.
- Banco da China Brasil S.A.
- Banco Daycoval S.A.
- Banco de Brasilia S.A. - BRB
- Banco de la Nacion Argentina
- Banco Digio S.A.
- Banco do Brasil S.A.
- Banco do Estado de Sergipe S.A. - BANESE
- Banco do Estado do Para S.A. - BANPARA
- Banco do Estado do Rio Grande do Sul S.A. - BANRISUL
- Banco do Nordeste do Brasil S.A.
- Banco Fator S.A.
- Banco Fibra S.A.
- BANCO FICSA S.A.
- Banco Finaxis S.A.
- Banco Guanabara S.A.
- Banco Inbursa S.A.
- Banco Industrial do Brasil S.A.
- BANCO INDUSVAL S.A.
- Banco Inter
- Banco Investcred Unibanco S.A.
- Banco J. Safra S.A.
- BANCO J.P. MORGAN S.A.
- Banco John Deere S.A.
- Banco KDB do Brasil S.A.
- BANCO KEB HANA DO BRASIL S.A.
- Banco Luso Brasileiro S.A.
- BANCO MASTER MÚLTIPLO
- Banco Máxima S.A.
- Banco Mercantil do Brasil S.A.
- Banco Mizuho do Brasil S.A.
- Banco Modal S.A.
- BANCO MORGAN STANLEY S.A.
- Banco MUFG Brasil S.A.
- BANCO NACIONAL DE DESENVOLVIMENTO ECONOMICO E SOCIAL
- Banco Neon
- Banco Olé Bonsucesso Consignado S.A.
- Banco Original
- Banco Original do Agronegócio S.A.
- Banco Ourinvest S.A.
- Banco Panamericano S.A.
- Banco Paulista S.A.
- Banco Pine S.A.
- Banco Rabobank International Brasil S.A.
- Banco Rendimento S.A.
- BANCO RIBEIRAO PRETO S.A.
- BANCO RODOBENS S.A.
- Banco Safra S.A.
- Banco Santander Brasil S.A.
- Banco Semear S.A.
- Banco Sistema S.A.
- Banco Smartbank S.A.
- BANCO SOCIETE GENERALE BRASIL S.A.
- Banco Sofisa
- Banco Sumitomo Mitsui Brasileiro S.A.
- BANCO TOPÁZIO S.A.
- BANCO TRIANGULO S.A.
Updated 2 months ago