Chile

Learn more about currency, payment methods, processing times, and other essential details for operating in Chile with Localpayment. This guide provides a comprehensive overview of everything you need to know to integrate and optimize your payment processing in this market.

Country Overview

Essential information about Chile:

Country Code (2 digits)Country Code (3 digits)Currency CodeNumber of decimals
CLCHLCLP0


Supported Card Networks

Localpayment supports these card networks in Chile:

Credit Cards

  • American Express
  • Diners
  • Magna
  • Mastercard
  • Visa

Debit Cards

  • Mastercard
  • Visa


Payment methods

Localpayment offers a range of Payin and Payout methods in Chile:

Incoming Payments (Payins)

Available methods for receiving funds:


Bank Transfer

Method

Min Amount

Max Amount

Payment Method Code

Payment Confirmation

Working Hours

Execution Notification Time

Cut-Off

Fintoc

1.00

7,000,000.00

2529

Synchronous

24 h

Real Time


Etpay

1.00

7,000,000.00

2528

Synchronous

24 h

Real Time


MACHPAY (QR)

1.00

999,999,999.00

2576

Bank Transfer - Payment Button

1.00

999,999,999.00

2575

Asynchronous

24 h

Real Time


Banco de Chile

1.00

7,000,000.00

2513

Webpay

50.00

3,000,000.00

2516

Asynchronous

24 h

Real Time


Payin Bank Transfer

1.00

7,000,000.00

2599


Cash

Method

Min Amount

Max Amount

Payment Method Code

Payment Confirmation

Working Hours

Execution Notification Time

Cut-Off

Express Lider

1.00

22,500,000.00

2527

Asynchronous

24 h

Real Time


Acuenta

1.00

22,500,000.00

2525

Asynchronous

24 h

Real Time


BANCO ESTADO EXPRES

1.00

22,500,000.00

2523

Asynchronous

24 h

Real Time


BANCO ESTADO EXPRES

1,000.00

3,000,000.00

304

Asynchronous

24 h

Real Time


Cash

1.00

1,000,000.00

0003

Cash

0.00

6,000,000.00

2550

Caja Vecina

1.00

22,500,000.00

2524

Asynchronous

24 h

Real Time


lider

1.00

22,500,000.00

2526

Asynchronous

24 h

Real Time


Destacame.cl

1.00

22,500,000.00

2522

Asynchronous

24 h

Real Time


Redelcom

1.00

22,500,000.00

2521

Asynchronous

24 h

Real Time


Sencillito

1.00

999,999,999.00

2560

Asynchronous

24 h

Real Time


Fullcarga

10.00

15,000,000.00

303

Asynchronous

24 h

Real Time


Maxservicios

1,000.00

3,000,000.00

302

Asynchronous

24 h

Real Time


JJD

1.00

22,500,000.00

2520

Asynchronous

24 h

Real Time


Multicaja

1,000.00

3,000,000.00

301

Asynchronous

24 h

Real Time



Credit Card

Method

Min Amount

Max Amount

Payment Method Code

Payment Confirmation

Working Hours

Execution Notification Time

Cut-Off

Visa

1.00

11,000,000.00

2500

Synchronous

24 h

Real Time


American express

1.00

11,000,000.00

2503

Synchronous

24 h

Real Time


Mastercard

1.00

11,000,000.00

2501

Synchronous

24 h

Real Time


Magna

1.00

11,000,000.00

2507

Synchronous

24 h

Real Time


Diners

1.00

11,000,000.00

2506

Synchronous

24 h

Real Time


Presto

1.00

11,000,000.00

2508

Synchronous

24 h

Real Time



Debit Card

Method

Min Amount

Max Amount

Payment Method Code

Payment Confirmation

Working Hours

Execution Notification Time

Cut-Off

Redcompra

1.00

150,000.00

2509

Synchronous

24 h

Real Time


Mastercard

1.00

150,000.00

2505

Synchronous

24 h

Real Time


Visa

1.00

150,000.00

2504

Synchronous

24 h

Real Time



Outgoing Payments (Payouts)

Available methods for disbursing funds:


Payout Bank Transfer

MethodMin AmountMax AmountPayment Method CodeCut-Off (GMT-3)Execution Time (Days)Notification Time (Days)
PIX1.001,000,000.00003115 ht+0t+0
TED1.001,000,000.00003015 ht+0t+1


Supported Document Types

Localpayment accepts these document types for verification in Chile:

Document TypeDescriptionID for individuals and/or legal entitiesLengthDocument ID Example
RUTRegistro único tributarioPhysical Person and Legal Person


Bank account types

Chile uses the following bank account types for transactions. Ensure you provide the correct account details when processing payments.

Bank Account TypeNameLengthExample
C, S, V,and R6 - 167003670478


Holidays

Plan your transaction processing around these national holidays in Chile:

HolidayDate
New Year's DayJanuary 1
Good FridayApril 18
Holy SaturdayApril 19
Labour DayMay 1
Navy DayMay 21
National Day of Indigenous PeoplesJune 20
Saint Peter and Saint PaulJune 29
Our Lady of Mount CarmelJuly 16
Assumption of the VirginAugust 15
Independence DaySeptember 18
Army DaySeptember 19
Columbus DayOctober 12
Reformation DayOctober 31
All Saints' DayNovember 1
Immaculate ConceptionDecember 8
Christmas DayDecember 25


Supported Banks

Below is a list of banks in Chile that are supported by Localpayment:


⚠️

Important
Since they are not a part of the SWIFT network, several financial institutions do not currently have a SWIFT code. In the list, the institutions are marked as "NOT CONNECTED". Even though they are not connected, these institutions can still receive local transfers.


CodeTypeNameSwift
001BankBANCO DE CHILEBCHICLRM
009BankBANCO INTERNACIONALBICHCLRM
012BankBANCO DEL ESTADO DE CHILEBECHCLRM
014BankSCOTIABANK CHILEBKSACLRM
016BankBANCO DE CRÉDITO E INVERSIONES (BCI)CREDCLRM
028BankBANCO BICEBICECLRM
031BankHSBC BANK CHILEBLICCLRM
037BankBANCO SANTANDER CHILEBSCHCLRM
039BankITAÚ CORPBANCAITAUCLRM
041BankJP MORGAN CHASE BANKCHASCLRM
049BankBANCO SECURITYBSCLCLRM
051BankBANCO FALABELLAFALACLRM
053BankBANCO RIPLEYRPLYCLRM
054BankRABOBANK CHILERABOCLRM
055BankBANCO CONSORCIOMNEXCLRM
062BankTANNER BANCO DIGITALFTLNCLRM
672WalletCOOPPEUCH (TARJETA DALE COOPEUCH)NOT CONNECTED
697WalletPREPAGA LA POLARNOT CONNECTED
699WalletTRICARD S.A.NOT CONNECTED
729WalletSOCIEDAD EMISORA DE TARJETAS LOS HÉROES S.A.NOT CONNECTED
730WalletTENPO PAYMENTS S.A. (TENPO PREPAGO)NOT CONNECTED
732WalletLOS ANDES TARJETAS DE PREPAGO S.A. (TAPP)NOT CONNECTED
738WalletGLOBAL CARD S.A. (GLOBAL 66)NOT CONNECTED
739BankDIGITAL PAYMENTS PREPAGO S.A. (FPAY)NOT CONNECTED
741WalletCOMPAÑÍA EMISORA DE MEDIOS DE PAGO DIGITALES S.A. (COPEC PAY)NOT CONNECTED
743WalletPREX CHILE S.ANOT CONNECTED
744WalletSUMUP CHILE PAYMENTS S.A.NOT CONNECTED
746WalletFINTUAL / FINTUAL PREPAGONOT CONNECTED
875WalletMERCADO PAGO EMISORA S.A. (MERCADO PAGO)NOT CONNECTED