Chile
Learn more about currency, payment methods, processing times, and other essential details for operating in Chile with Localpayment. This guide provides a comprehensive overview of everything you need to know to integrate and optimize your payment processing in this market.
Country Overview
Essential information about Chile:
| Country Code (2 digits) | Country Code (3 digits) | Currency Code | Number of decimals |
|---|---|---|---|
| CL | CHL | CLP | 0 |
Payins
Accept payments from your customers through these available channels:
Important
All processing times for payins are expressed in GMT-0. Please consider this time zone when reviewing processing availability and cutoff times.
APMs
| Payment Method Name | Payment Method Code | Flow | Currency | Min Amount (ARS) | Max Amount (ARS) | Payment Confirmation | Category | Working Hours (GMT-3) | Execution Notification | Cut-Off Time (GMT-3) | Logo URL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Etpay | 2528 | DIRECT | CLP | 1.00 | 7,000,000.00 | Synchronous | Push | 24/7 | Real Time | - | https://cdn.localpayment.com/logos/etpay.svg |
Payouts
Send funds efficiently to your recipients:
Bank Transfers
Send money to any bank account through the interbanking system.
Wallets
Transfer funds directly to digital wallets.
Bank Transfer Payouts
| Code | Payment Type | Network Name | Currency | Settlement Time | Cut-off Time (Local) | Cut-off Time (GMT) | Minimum Amount | Maximum Amount | Notes |
|---|---|---|---|---|---|---|---|---|---|
| 50 | Bank Transfer | TEF | CLP | Real Time | 24/7 | 24/7 | 1.00 CLP | 7,000,000.00 CLP | Availability includes weekends & public holidays. |
| 50 | Bank Transfer | TEF (High-Value) | CLP | 1 Hour | 03:30 PM | 07:30 PM | 7,000,001.00 CLP | No Limit | For transactions above CLP 7,000,000. Settles next business day if on weekend/holiday. |
Wallet Payouts
Chile Wallet Payouts
In Chile, the wallet payout infrastructure is built on bank transfer rails. Initiating a payout sends a bank transfer, which is automatically settled into the recipient's designated digital wallet.
Bank Account Information
Account Type Reference
The following account types are supported:
| Code | Account Type | Description |
|---|---|---|
| C | Checking Account | Standard transactional account for daily banking operations. |
| S | Saving Account | Interest-bearing savings account for funds accumulation. |
| V | Vista Account | Specialized account type for specific banking products. |
| R | RUT Account | Account type for taxpayer identification or government-related accounts. |
Bank Codes
Important
Some institutions marked as "NOT CONNECTED" don't participate in the SWIFT network but can still receive local transfers.
| Code | Type | Name | Swift | Account Type | Checking Regex | Saving Regex |
|---|---|---|---|---|---|---|
| 001 | Bank | BANCO DE CHILE | BCHICLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 009 | Bank | BANCO INTERNACIONAL | BICHCLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 012 | Bank | BANCO DEL ESTADO DE CHILE | BECHCLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 014 | Bank | SCOTIABANK CHILE | BKSACLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 016 | Bank | BANCO DE CRÉDITO E INVERSIONES (BCI) | CREDCLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 028 | Bank | BANCO BICE | BICECLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 031 | Bank | HSBC BANK CHILE | BLICCLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 037 | Bank | BANCO SANTANDER CHILE | BSCHCLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 039 | Bank | ITAÚ CORPBANCA | ITAUCLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 041 | Bank | JP MORGAN CHASE BANK | CHASCLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 049 | Bank | BANCO SECURITY | BSCLCLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 051 | Bank | BANCO FALABELLA | FALACLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 053 | Bank | BANCO RIPLEY | RPLYCLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 054 | Bank | RABOBANK CHILE | RABOCLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 055 | Bank | BANCO CONSORCIO | MNEXCLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 062 | Bank | TANNER BANCO DIGITAL | FTLNCLRM | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 672 | Wallet | COOPPEUCH (TARJETA DALE COOPEUCH) | NOT CONNECTED | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 697 | Wallet | PREPAGA LA POLAR | NOT CONNECTED | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 699 | Wallet | TRICARD S.A. | NOT CONNECTED | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 729 | Wallet | SOCIEDAD EMISORA DE TARJETAS LOS HÉROES S.A. | NOT CONNECTED | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 730 | Wallet | TENPO PAYMENTS S.A. (TENPO PREPAGO) | NOT CONNECTED | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 732 | Wallet | LOS ANDES TARJETAS DE PREPAGO S.A. (TAPP) | NOT CONNECTED | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 738 | Wallet | GLOBAL CARD S.A. (GLOBAL 66) | NOT CONNECTED | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 741 | Wallet | COMPAÑÍA EMISORA DE MEDIOS DE PAGO DIGITALES S.A. (COPEC PAY) | NOT CONNECTED | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 743 | Wallet | PREX CHILE S.A | NOT CONNECTED | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 744 | Wallet | SUMUP CHILE PAYMENTS S.A. | NOT CONNECTED | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 746 | Wallet | FINTUAL / FINTUAL PREPAGO | NOT CONNECTED | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
| 875 | Wallet | MERCADO PAGO EMISORA S.A. (MERCADO PAGO) | NOT CONNECTED | C,S,V,R | /^[0-9]16$/ | /^[0-9]16$/ |
Supported Document Types
Required documents for customer verification:
| Document Type | Full Name | Entity Type | Regex |
|---|---|---|---|
| RUT | Registro único tributario | Companies & Individuals | /^[0-9]2[.]?[0-9]3[.]?[0-9]3-?[0-9Kk]$ |
National Holidays
| Holiday | Date |
|---|---|
| New Year's Day | January 1 |
| Good Friday | April 18 |
| Holy Saturday | April 19 |
| Labour Day | May 1 |
| Navy Day | May 21 |
| National Day of Indigenous Peoples | June 20 |
| Saint Peter and Saint Paul | June 29 |
| Our Lady of Mount Carmel | July 16 |
| Assumption of the Virgin | August 15 |
| Independence Day | September 18 |
| Army Day | September 19 |
| Columbus Day | October 12 |
| Reformation Day | October 31 |
| All Saints' Day | November 1 |
| Immaculate Conception | December 8 |
| Christmas Day | December 25 |
Updated about 8 hours ago