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Guatemala

Country Overview

Essential information about Guatemala:

Country Code (2 digits)Country Code (3 digits)Currency CodeNumber of decimals
GTGTMGTQ2

Payins

Accept payments from your customers through these available channels:

APMs

Let customers pay directly from their bank app using instant transfers, QR codes, and other popular local methods.

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Important

All processing times for payins are expressed in GMT. Please consider this time zone when reviewing processing availability and cutoff times.

APMs

Payment Method NamePayment Method CodeCurrencyMin AmountMax AmountPayment ConfirmationCategoryWorking Hours (GMT)Execution Notification TimeLogo
SoyFri QR1870GTQ1.0010,000.00AsynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/Soyfri.png
Akisi Online Referenced Payments1811GTQ20.007,500SynchronousPull24 hT+1-
Wallet Fri1880GTQ1.0010,000.00AsynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/Soyfri.png

Payouts

Send funds efficiently to your recipients:

Bank Transfers

Send money to any bank account through the interbanking system.

Bank Transfer Payouts

CodePayment TypeNetwork NameCurrencySettlement TimeCut-off Time (Local)Cut-off Time (GMT)Minimum AmountMaximum Amount
0110Bank TransferIFTGTQT+112:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.06:00 p.m. - Transfers made on weekends/public holidays settle on the next business day.GTQ 1.00GTQ 20,000.00
0110Bank TransferACHGTQT+112:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.06:00 p.m. - Transfers made on weekends/public holidays settle on the next business day.GTQ 20,001No maximum limit. Used for transactions above GTQ 20,000.

Bank Account Information

Account Type Reference

The following account types are supported:

CodeAccount TypeDescription
CChecking AccountStandard transactional account for daily banking operations.
SSaving AccountInterest-bearing savings account for funds accumulation.

Bank Codes

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Important

Some institutions marked as "NOT CONNECTED" don't participate in the SWIFT network but can still receive local transfers.

CodeTypeNameSwiftAccount TypeChecking RegexSaving Regex
001BankBANCO DE GUATEMALABAGUGTGCC, S/^(1|2|3|5|6|7|8|9)[0-9]{6}$-
004BankEL CRÉDITO HIPOTECARIO NACIONAL DE GUATEMALACHNAGTGCC, S/^(10|11)[0-9]{10}$/^(01|02|03)[0-9]{10}$
012BankBANCO DE LOS TRABAJADORESTRAJGTGCC, S/^(1|2|3|5|6|7|8|9)[0-9]{7,9}$/^(1|2|3|4|5|6|7|8|9){1}[0-9]{3,9}$
013BankBANCO INMOBILIARIO, S.A.BINMGTGCC, S/^(1|2|5)[0-9]{10,11}$/^(1)[0-9]{10,11}$
015BankBANCO INDUSTRIAL, S.A.INDLGTGCC, S/^[0-9]{10}$/^[0-9]{7}$
016BankBANCO DE DESARROLLO RURAL, S.A. (BANRURAL)BRRLGTGCC, S/^(3[0-9]{9}|0[0-9]{13})$/^(4[0-9]{9}|0[0-9]{13})$
019BankBANCO INTERNACIONAL, S.A.DIBIGTGCC, S/^[0-9]{10}$/^[0-9]{10}$
030BankCITIBANK, N.A. SUCURSAL GUATEMALACITIGTGCC, S/^(000)[0-9]{7}$-
036BankVIVIBANCO, S.A.VIVBGTGTC, S/^[0-9]{12}$/^[0-9]{12}$
039BankBANCO FICOHSA GUATEMALA, S.A.FCOHGTGCC, S/^(5)[0-9]{8,10}$/^(5)[0-9]{8,10}$
040BankPROMERICA (BANCASOL S.A.)BPRCGTGCC, S/^[0-9]{14}$/^[0-9]{14}$
041BankBANCO DE ANTIGUA, S.A.ANTGGTG1C, S-/^(4127)[0-9]{9}$
042BankBANCO DE AMÉRICA CENTRAL, S.A. (BAC)AMCNGTGTC, S/^[0-9]{9,11}$/^(96)[0-9]{7}|(1)[0-9]{9}|^([0-9]){9,11}$/
044BankBANCO AGROMERCANTIL DE GUATEMALA, S.A.AGROGTGCC, S/^(0)?[0-9]{9,10}$/^(0)?[0-9]{9,10}$
045BankBANCO G&T CONTINENTAL, S.A.GTCOGTGCC, S/^[0-9]{11}$/^[0-9]{11}$
047BankBANCO AZTECA DE GUATEMALA, S.A.AZTKGTGCC, S/^[0-9]{14}$-
048BankBANCO INV, S.A.FIVNGTGTC, S/^(0)[0-9]{11}$/^(2)[0-9]{11}$
049BankBANCO CREDICORP, S.A.CDSOGTG2C, S/^[0-9]{12}$/^[0-9]{12}$
050BankBANCO NEXA, S.A.NSOAGTGTC, S--

Supported Document Types

Required documents for customer verification:

Document TypeFull NameEntity TypeRegex
NITNumero de Identificación TributariaCompanies & Individuals/^[0-9]+(-?[0-9kK])?$
CUICodigo Unico de IdentificaciónIndividuals/^[0-9]{13}$

National Holidays

Plan your transaction processing around these national holidays in Guatemala:

HolidayDate
New Year's DayJanuary 1
Maundy ThursdayApril 2
Good FridayApril 3
Holy SaturdayApril 4
Easter SundayApril 5
Labour DayMay 1
Army DayJune 30
Assumption DayAugust 15
Independence DaySeptember 15
Revolution DayOctober 20
All Saints' DayNovember 1
Christmas EveDecember 24
Christmas DayDecember 25
New Year's EveDecember 31