Guatemala
Country Overview
Essential information about Guatemala:
| Country Code (2 digits) | Country Code (3 digits) | Currency Code | Number of decimals |
|---|---|---|---|
| GT | GTM | GTQ | 2 |
Payment methods
Localpayment offers a range of Payin and Payout methods in Guatemala:
Incoming Payments (Payins)
Available methods for receiving funds:
Bank Transfer
Accept payments for your products or services by bank transfer.
Cash
with the Cash payment method your customers may pay in cash for your digital goods or services.
Wallet
Accept payments through digital wallets.
Method | Min Amount | Max Amount | Payment Method Code | Payment Confirmation | Working Hours | Execution Notification Time | Cut-Off |
|---|---|---|---|---|---|---|---|
Banco GyT Online Reference Payments | 20.00 | 7,500.00 | 1813 | Synchronous | 24 h | T+1 | |
BAM Online Referenced Payments | 20.00 | 300.00 | 1812 | Synchronous | 24 h | T+1 | |
Akisi Online Referenced Payments | 20.00 | 7,500.00 | 1811 | Synchronous | 24 h | T+1 | |
SoyFri | 1.00 | 99,999,999,999,999.00 | 1870 | Synchronous | 24 h | Real Time | |
Bank Transfer | 1.00 | 100,000.00 | 1899 |
Method | Min Amount | Max Amount | Payment Method Code | Payment Confirmation | Working Hours | Execution Notification Time | Cut-Off |
|---|---|---|---|---|---|---|---|
Fundación Génesis | 1,000.00 | 3,800.00 | 1810 | Asynchronous | 24 h | Real Time | |
AKISI Puedo | 1.00 | 3,800.00 | 1809 | Asynchronous | 24 h | Real Time | |
Super 24 | 1.00 | 3,800.00 | 1808 | Asynchronous | 24 h | Real Time | |
Banco G&T Continental | 12.00 | 7,500.00 | 1801 | Asynchronous | 24 h | T+1 | |
BAM | 12.00 | 7,500.00 | 1806 | Asynchronous | 24 h | Real Time |
Method | Min Amount | Max Amount | Payment Method Code | Payment Confirmation | Working Hours | Execution Notification Time | Cut-Off |
|---|---|---|---|---|---|---|---|
SoyFri | 0.01 | 99,999,999,999,999.00 | 1880 | Synchronous | 24 h | Real Time |
Outgoing Payments (Payouts)
Available methods for disbursing funds:
| Type | Method | Min Amount | Max Amount | Payment Method Code | Cut-Off (GMT-3) | Execution Time (Days) | Notification Time (Days) |
|---|---|---|---|---|---|---|---|
| Bank Transfer | ACH | 1.00 | 10,000,000.00 | 0110 | 15 h | t+0 | t+0 |
Supported Document Types
Localpayment accepts these document types for verification in Guatemala:
| Document Type | Description | ID for individuals and/or legal entities | Length | Document ID Example |
|---|---|---|---|---|
| NIT | Numero de Identificación Tributaria | N/A | ||
| CUI | Codigo Unico de Identificación | Physical Person |
Bank account types
Guatemala uses the following bank account types for transactions. Ensure you provide the correct account details when processing payments.
| Bank Account Type | Name | Length | Example |
|---|---|---|---|
C | Banco de Guatemala | 1100015 | |
C. S | El Crédito Hipotecario Nacional de Guatemala | C: 101010101210 S: 010010204684 | |
C,S | Banco de los Trabajadores | C: 2123456756 S: 212345 | |
C, S | Banco Inmobiliario S.A. | C: 570120034567 S: 10120034567 | |
C,S | Banco Industrial S.A. | C: 1801200345 S: 3512345 | |
C,S | Banco de Desarrollo Rural S.A. | C: 3123456789 S: 4033001234 | |
C,S | Banco Internacional S.A. | C: 0410001234 S: 4005120432 | |
C | Citibank, N.A. Sucursal Guatemala | 411238 | |
C,S | Vivibanco, S.A. | C: 120001234587 S: 101003598587 | |
C,S | Banco Ficohsa Guatemala, S.A | C: 50410001234 S: 50410001133 | |
C,S | Banco Proamerica, S.A. | C: 12695000000062 S: 22052010000236 | |
S | Banco de Antigua, S.A. | 4127001546545 | |
C,S | Banco de América CENTRAL, S.A. | C: 123367843 S: 960123456 | |
C,S | Banco AGgromercantil de Guatemala, S.A. | C: 046877324 S: 063217783 | |
C,S | Banco G&T Continental, S.A. | C: 01557277896 S: 11032458158 | |
C | Banco Azteca de Guatemala, S.A. | 35790104142620 | |
C,S | Banco Inv, S.A. | C: 010010000269 S: 200100265111 | |
C,S | Banco Credicorp, S.A. | C: 212123456189 S: 113123456132 |
Holidays
Plan your transaction processing around these national holidays in Guatemala:
| Holiday | Date |
|---|---|
| New Year's Day | January 1 |
| Maundy Thursday | April 17 |
| Good Friday | April 18 |
| Holy Saturday | April 19 |
| Easter Sunday | April 20 |
| Labour Day | may 1 |
| Army Day | June 30 |
| Assumption Day | August 15 |
| Independence Day | September 15 |
| Revolution Day | October 20 |
| All Saints' Day | November 1 |
| Christmas Eve | December 24 |
| Christmas Day | December 25 |
| New Year's Eve | December 31 |
Supported Banks
Below is a list of banks in Guatemala that are supported by Localpayment:
Important
Since they are not a part of the SWIFT network, several financial institutions do not currently have a SWIFT code. In the list, the institutions are marked as "NOT CONNECTED". Even though they are not connected, these institutions can still receive local transfers.
| Code | Type | Name | Swift |
|---|---|---|---|
| 001 | Bank | BANCO DE GUATEMALA | BAGUGTGB |
| 004 | Bank | EL CRÉDITO HIPOTECARIO NACIONAL DE GUATEMALA | CHNAGTGC |
| 012 | Bank | BANCO DE LOS TRABAJADORES | TRAJGTGC |
| 013 | Bank | BANCO INMOBILIARIO, S.A. | BINMGTGC |
| 015 | Bank | BANCO INDUSTRIAL, S.A. | INDLGTGC |
| 016 | Bank | BANCO DE DESARROLLO RURAL, S.A. | BRRLGTGC |
| 019 | Bank | BANCO INTERNACIONAL, S.A. | DIBIGTGC |
| 030 | Bank | CITIBANK, N.A. SUCURSAL GUATEMALA | CITIGTGC |
| 036 | Bank | VIVIBANCO, S.A. | VIVBGTGT |
| 039 | Bank | BANCO FICOHSA GUATEMALA, S.A. | FCOHGTGC |
| 040 | Bank | PROMERICA (BANCASOL S.A.) | BPRCGTGC |
| 041 | Bank | BANCO DE ANTIGUA, S.A. | ANTGGTG1 |
| 042 | Bank | BANCO DE AMÉRICA CENTRAL, S.A. | AMCNGTGT |
| 044 | Bank | BANCO AGROMERCANTIL DE GUATEMALA, S.A. | AGROGTGC |
| 045 | Bank | BANCO G&T CONTINENTAL, S.A. | GTCOGTGC |
| 047 | Bank | BANCO AZTECA DE GUATEMALA, S.A. | AZTKGTGC |
| 048 | Bank | BANCO INV, S.A. | FIVNGTGT |
| 049 | Bank | BANCO CREDICORP, S.A. | CDSOGTG2 |
| 050 | Bank | BANCO NEXA, S.A. | NSOAGTGT |
Updated 5 days ago