Colombia

Learn more about currency, payment methods, processing times, and other essential details for operating in Colombia with Localpayment. This guide provides a comprehensive overview of everything you need to know to integrate and optimize your payment processing in this market.

Country Overview

Essential information about Colombia:

Country Code (2 digits)Country Code (3 digits)Currency CodeNumber of decimals
COCOLCOP2

Payins

Accept payments from your customers through these available channels:

⚠️

Important

All processing times for payins are expressed in GMT-0. Please consider this time zone when reviewing processing availability and cutoff times.

Cards

Credit Card

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (ARS)Max Amount (ARS)Payment ConfirmationCategoryWorking Hours (GMT-3)Execution NotificationCut-Off Time (GMT-3)Logo URL
Visa1900DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/visa.png
American Express1901DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/american%20express.jpg
Mastercard1904DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/mastercard.jpg
Diners Club1907DIRECTCOP100.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/diners.png

Debit Card

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (ARS)Max Amount (ARS)Payment ConfirmationCategoryWorking Hours (GMT-3)Execution NotificationCut-Off Time (GMT-3)Logo URL
Visa1905DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/visa-debit.png
Mastercard1906DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/mastercard-debit.jpg

APMs

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (ARS)Max Amount (ARS)Payment ConfirmationCategoryWorking Hours (GMT-3)Execution NotificationCut-Off Time (GMT-3)Logo URL
PSE1936DIRECTCOP1.00788,800,000.00SynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/pse.png

Cash Payments

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (ARS)Max Amount (ARS)Payment ConfirmationCategoryWorking Hours (GMT-3)Execution NotificationCut-Off Time (GMT-3)Logo URL
Efecty1902DIRECTCOP10,000.003,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/efecty.png
Refacil - Super Pagos1913DIRECTCOP1.001,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/refacil.jpg
Puntored1915DIRECTCOP10720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/puntored.png
Inter Rapidisimo1916DIRECTCOP10,000.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/rapidisimo.png
Todo Pago Express1917DIRECTCOP1.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/todoPagoExpress.png
Energia de Pereira1918DIRECTCOP1.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/energiaDePereira.png
Masred1919DIRECTCOP10,000.003,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/masRed.png
Ser Comunicaciones1920DIRECTCOP1.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/comunicacionesSer.png
Comtel1921DIRECTCOP10,000.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/comtel.png
Don Pago1922DIRECTCOP10,000.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/donPago.png
Soluciones en Red1923DIRECTCOP10,000.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/solucionesEnRed.png
Icell1924DIRECTCOP10,000.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/icell.png
Elid Tel1925DIRECTCOP1.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/elidtel.png
Smart Ket1926DIRECTCOP1.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/smartket.png
Cootraecor LTDA1927DIRECTCOP1.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/cootraecor.png
Confemovil1928DIRECTCOP10,000.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/confeMovil.png
Giros Ya1929DIRECTCOP1.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/girosYa.png
Pago Facil1930DIRECTCOP10,000.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/co_pagofacil.png
One Easy Stop1931DIRECTCOP10,000.00720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/oneEasyStop.png
Coocentral1932DIRECTCOP1.003,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/coocentral.png
Acciones y Valores1933DIRECTCOP10,000.005,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/ACCIONES_Y_VALORES.PNG
EDEQ1937DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/EDEQ.PNG
Fullcarga1938DIRECTCOP1.03,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/FULL_CARGA.PNG
Coopenessa1939DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/COOPENESSA.png
JER1940DIRECTCOP1.002,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/JER.png
Movilred1941DIRECTCOP1.00800,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/MOVILRED.png
Bemovil1942DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/BEMOVIL.png
Punto de Pago1943DIRECTCOP1.004,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/PUNTO_DE%20_PAGO.PNG
Seapto (Gana Gana)1944DIRECTCOP1.002,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/SEAPTO.PNG
4/721945DIRECTCOP1.002,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/4-72.png
CB Claro1946DIRECTCOP1.00300,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/CLARO.png
Comercial Card1947DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/COMERCIAL_CARD.PNG
Maxi Servicios1948DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Time
Pequeña Superficies Credibanco1949DIRECTCOP1.00300,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/CREDIBANCO.PNG
Pequeña Superficies Redeban1950DIRECTCOP1.00300,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/REDEBAN.PNG
Apuestas Nacionales1951DIRECTCOP1.002,000,000.00AsynchronousPush24 hReal Time
SUPERGiros1952DIRECTCOP1.005,000,000.00AsynchronousPush24 hReal Time
GRUPO EXITO S.A.1953DIRECTCOP1.002,000,000.00AsynchronousPush24 hReal Time
Practisistemas1958DIRECTCOP0.01,000,000.00AsynchronousPush24 hReal Time
Mafephone1959DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Time
Consuerte1960DIRECTCOP1.00300,000.00AsynchronousPush24 hReal Time
Su chance1961DIRECTCOP1.00300,000.00AsynchronousPush24 hReal Time
Exito Express1962DIRECTCOP1.009,999,999.00AsynchronousPush24 hReal Time
Carulla1963DIRECTCOP1.009,999,999.00AsynchronousPush24 hReal Time
Superinter1964DIRECTCOP1.009,999,999.00AsynchronousPush24 hReal Time
Megared1965DIRECTCOP1.009,999,999.00AsynchronousPush24 hReal Time
Surtimax1966DIRECTCOP1.009,999,999.00AsynchronousPush24 hReal Time
Surtimayorista1967DIRECTCOP1.009,999,999.00AsynchronousPush24 hReal Time
Paga Todo Para Todo1968DIRECTCOP1,000.004,000,000.00AsynchronousPush24 hReal Time
Gana1969DIRECTCOP1,000.004,000,000.00AsynchronousPush24 hReal Time
Apuestas Unidas1970DIRECTCOP1,000.004,000,000.00AsynchronousPush24 hReal Time
Apuestas Cúcuta 751971DIRECTCOP1,000.004,000,000.00AsynchronousPush24 hReal Time
La Perla1972DIRECTCOP1,000.004,000,000.00AsynchronousPush24 hReal Time
Acertemos1973DIRECTCOP1,000.004,000,000.00AsynchronousPush24 hReal Time
Dimonex1974DIRECTCOP0.006,000,000.00AsynchronousPush24 hReal Time

Payouts

Send funds efficiently to your recipients:

Bank Transfer Payouts

CodePayment TypeNetwork NameCurrencySettlement TimeCut-off Time (Local)Cut-off Time (GMT)Minimum AmountMaximum AmountNotes
60Bank TransferACHCOPT+001:00 PM06:00 PM40.00 COPNo LimitTransfers made on weekends/holidays settle the next business day.
61Bank TransferTRANSFIYACOPReal Time24/724/740.00 COP50,000,000.00 COPAvailability includes weekends & public holidays.

Wallet Payouts

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Colombia Wallet Payouts

In Colombia, the wallet payout infrastructure is built on bank transfer rails. Initiating a payout sends a bank transfer, which is automatically settled into the recipient's designated digital wallet.


Bank Account Information

Account Type Reference

The following account types are supported:

CodeAccount TypeDescription
CChecking AccountStandard transactional account for daily banking operations.
SSaving AccountInterest-bearing savings account for funds accumulation.
PPhone Number AccountAccount identified by phone number (mobile money/digital wallets).

Bank Codes

⚠️

Important

Some institutions marked as "NOT CONNECTED" don't participate in the SWIFT network but can still receive local transfers.

CodeTypeNameSwiftAccount TypeChecking RegexSaving RegexPhone Regex
1001BankBANCO DE BOGOTÁBBOGCOBBC, S, P/^[0-9]9$//^[0-9]9$//^+5¨[1-9][0-9]9$/
1002BankBANCO POPULARBPOPCOBBC, S, P^\d12$^\d12$/^+5¨[1-9][0-9]9$/
1006BankITAU (EX BANCO CORPBANCA COLOMBIA S.A)NOT CONNECTEDC, S, P/^[0-8]\d8$/^[0-8]\d8$/^+5¨[1-9][0-9]9$/
1007BankBANCOLOMBIACOLOCOBMC, S, P/^\d13$/^\d13$/^+5¨[1-9][0-9]9$/
1009BankCITIBANKCITICO21C, S/^[08]\d9$/^[08]\d9$-
1012BankBANCO GNB SUDAMERISBSUDCOBBC, S/^[13]\d11$/^[0149]\d11$-
1013BankBBVA COLOMBIAFBBVCOBBC, S, P/^(\d10|\d14|\d16|\d20)$/^(\d10|\d14|\d18|\d20)$/^+5¨[1-9][0-9]9$/
1014BankITAÚ CORPBANCA COLOMBIA S.A.BCTOCOBBC, S/^[0-8]\d8$/^[0-8]\d8$-
1019BankBANCO COLPATRIA(SCOTIABANK COLPATRIA)COLPCOBBC, S,P/^[0-24-8]\d10$/^\d12$/^+5¨[1-9][0-9]9$/
1023BankBANCO DE OCCIDENTEOCCICOBCC, S, P/^[0245]\d9$/^\d9$/^+5¨[1-9][0-9]9$/
1031BankBANCO DE COMERCIO EXTERIOR - BANCOLDEXBCEXCOBBC,S/^\d20$/^\d20$-
1032BankBANCO CAJA SOCIAL BCSC SACASOCOBBC, S, P/^[2]\d10$/^024$/^+5¨[1-9][0-9]9$/
1036BankMEGABANCONOT CONNECTED
1040BankBANCO AGRARIOCCAICOBBC, S, P/^[3]\d11$/^[4]\d11$/^+5¨[1-9][0-9]9$/
1042BankBNP PARIBASBNPACOBBS/^[0-9]12$//^[0-9]12$/-
1047BankBANCO MUNDO MUJER S.A.MDMJCOBBS/^[0-9]11$//^[2]\d13$-
1051BankBANCO DAVIVIENDA SACAFECOBBC, S, P/^[0-8]\d15$/^\d17$/^+5¨[1-9][0-9]9$/
1052BankBANCO AV VILLASBAVICOBBC, S, P/^[0124678]\d8$/^\d9$/^+5¨[1-9][0-9]9$/
1053BankBANCO W S.A.BANWCOBBS/^\d20$/^\d20$-
1058BankBANCO PROCREDIT COLOMBIAPRCBCOBB
1059BankBANCO DE LAS MICROFINANZAS BANCAMIA S.A.BMIACOBBS, P/^\d20$-/^+5¨[1-9][0-9]9$/
1060BankBANCO PICHINCHAPICHCOBBC, S/^\d20$/^[4]\d8$-
1061BankBANCOOMEVANOT CONNECTEDC, S/^[013]\d11$/^[0-35]\d11$-
1062BankBANCO FALABELLA S.AFALACOBTC, S, P/^[15]\d11$/^[15]\d11$/^+5¨[1-9][0-9]9$/
1063BankBANCO FINANDINA S.ANOT CONNECTEDS, P/^\d20$-/^+5¨[1-9][0-9]9$/
1065BankBANCO SANTANDER DE NEGOCIOS COLOMBIA S.A.SANTCOBBC, S/^[01]\d8$/^[1]\d12$-
1066BankBANCO COOPERATIVO COOPCENTRALNOT CONNECTEDC, S, P/^[2]\d8$/^[04]\d12$/^+5¨[1-9][0-9]9$/
1067BankBANCO COMPARTIR S.A.NOT CONNECTEDC, S/^\d20$/^\d20$-
1069BankBANCO SERFINANZA S.A.SERZCOBBC, S, P/^[2]\d11$//^\d12$/^+5¨[1-9][0-9]9$/
1070BankLULO BANK S.A.NOT CONNECTEDS-/^\d12$-
1071BankBANCO J.P. MORGAN COLOMBIA S.ACHASCOBBC, S/^[2]\d9$/^\d20$-
1097WalletDALENOT CONNECTEDC, P/^[0-9]20$/-/^+5¨[1-9][0-9]9$/
1151BankRAPPIPAYNOT CONNECTEDS-/^[3][0-9]9$/-
1283BankCFA (COOPERATIVA FINANCIERA DE ANTIOQUIA)FIACCOB1S, P-^\d20$/^+5¨[1-9][0-9]9$/
1286BankJFK COOPERATIVA FINANCIERANOT CONNECTEDS-/^[0-9]9$/-
1289BankCOOTRAFA COOPERATIVA FINANCIERANOT CONNECTEDS-/^[0-9]9$/-
1291BankCOOFINEP COOPERATIVA FINANCIERANOT CONNECTEDS-/^[0-9]13$/-
1292BankCONFIAR COOPERATIVA FINANCIERANOT CONNECTEDS, P-/^[0-57]\d8$/^+5¨[1-9][0-9]9$/
1303BankBANCO UNION (EX GIROS Y FINANZAS CF)GYDVCOBCS-/^\d20$-
1370BankCOLTEFINANCIERA S.ACLTECOBMS-/^[38]\d10$-
1507BankBANCA DIGITAL NEQUINOT CONNECTEDS, P-/^\d11$/^+5¨[1-9][0-9]9$/
1551WalletDAVIPLATANOT CONNECTEDS, P-/^\d12$/^+5¨[1-9][0-9]9$/
1558BankBAN100 (EX BANCO CREDIFINANCIERA SA.)NOT CONNECTEDC, S/^\d20$/^[14]\d12$-
1560BankPIBANKNOT CONNECTEDS-/^\d20$-
1565WalletSUPERDIGITALNOT CONNECTEDC, S, P/^\d20$/^\d20$/^+5¨[1-9][0-9]9$/
1801WalletMOVIINOT CONNECTEDS, P-/^\d20$/^+5¨[1-9][0-9]9$/
1802WalletDING TECNIPAGOS S.A.NOT CONNECTEDS-/^[0-9]12$/-
1803WalletPOWWINOT CONNECTEDS, P-/^\d20$/^+5¨[1-9][0-9]9$/
1804WalletUALÁNOT CONNECTEDS-/^\d20$-
1805BankBANCO BTG PACTUALBPABCOBBC, S/^\d20$/^\d20$-
1808BankBOLD COMPAÑIA DE FINANCIAMIENTO S.A 808NOT CONNECTEDC,S, P/^\d20$/^\d20$/^+5¨[1-9][0-9]9$/
1809BankNUNOT CONNECTEDC,S/^\d20$/^\d20$-
1811WalletRAPPIPAYNOT CONNECTEDS-/^[3][0-9]9$/-
1814BankGLOBAL COLOMBIA S.ANOT CONNECTEDC,S/^\d20$/^\d20$-
1816BankCREZCAMOSNOT CONNECTEDC, S, P/^\d20$/^\d20$/^+5¨[1-9][0-9]9$/
1819BankBANCO CONTACTAR S.ANOT CONNECTEDC,S/^[0-9]20$//^[0-9]20$/-
1969WalletCOINKNOT CONNECTEDC, S/^[0-9]20$//^[0-9]20$/-

Supported Document Types

Localpayment accepts these document types for verification in Colombia:

Document TypeFull NameEntity TypeRegex
NITTax identification numberCompanies & Individuals/^[0-9]3[.]?[0-9]3[.]?[0-9]3-?[0-9]$
PASSPassportIndividuals/^([aA-zZ]6)?([0-9]14)$
TIIdentity CardIndividuals/^[0-9]1[.]?[0-9]3[.]?[0-9]3[.]?[0-9]3$
CEImmigration cardIndividuals/^[a-zA-Z0-9]7$
CCCitizenship CardIndividuals/^\d12$

National Holidays

Plan your transaction processing around these national holidays in Colombia:

HolidayDate
New Year's DayJanuary 1
EpiphanyJanuary 6
Saint Joseph's DayMarch 24
Maundy ThursdayApril 17
Good FridayApril 18
Labour DayMay 1
Ascension DayJune 2
Corpus ChristiJune 23
Feast of Saints Peter and PaulJune 30
Sacred Heart DayJune 30
Independence DayJuly 20
Battle of Boyacá DayAugust 7
Assumption of MaryAugust 18
Columbus DayOctober 13
All Saints' DayNovember 3
Independence of CartagenaNovember 17
Immaculate ConceptionDecember 8
Christmas DayDecember 25