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Colombia

Learn more about currency, payment methods, processing times, and other essential details for operating in Colombia with Localpayment. This guide provides a comprehensive overview of everything you need to know to integrate and optimize your payment processing in this market.

Country Overview

Essential information about Colombia:

Country Code (2 digits)Country Code (3 digits)Currency CodeNumber of decimals
COCOLCOP2

Payins

Accept payments from your customers through these available channels:

Virtual Accounts

Generate unique account numbers to receive and track customer payments.

Cards

Accept major credit and debit card payments with support for installments and subscriptions.

APMs

Let customers pay directly from their bank app using instant transfers, QR codes, and other popular local methods.

Cash

Allow customers to pay in cash at thousands of physical locations.

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Important

All processing times for payins are expressed in GMT. Please consider this time zone when reviewing processing availability and cutoff times.

Virtual Accounts

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (COP)Max Amount (COP)Payment ConfirmationCategoryWorking Hours (GMT)Execution NotificationLogo URL
Virtual Account2006DIRECTCOP1.0012,110,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/bre-b.png

Cards

Credit Card

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (COP)Max Amount (COP)Payment ConfirmationCategoryWorking Hours (GMT)Execution NotificationLogo URL
Visa1900DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/visa.png
American Express1901DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/american%20express.jpg
Mastercard1904DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/mastercard.jpg
Diners Club1907DIRECTCOP100.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/diners.png

Debit Card

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (COP)Max Amount (COP)Payment ConfirmationCategoryWorking Hours (GMT)Execution NotificationLogo URL
Visa1905DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/visa-debit.png
Mastercard1906DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/mastercard-debit.jpg

APMs

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (COP)Max Amount (COP)Payment ConfirmationCategoryWorking Hours (GMT)Execution NotificationLogo URL
PSE1936DIRECTCOP1.00788,800,000.00SynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/pse.png

Cash Payments

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (COP)Max Amount (COP)Payment ConfirmationCategoryWorking Hours (GMT)Execution NotificationLogo URL
Efecty1902DIRECTCOP10,000.003,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/efecty.png
Refacil - Super Pagos1913DIRECTCOP1.001,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/refacil.jpg
Puntored1915DIRECTCOP10720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/puntored.png
Fullcarga1938DIRECTCOP1.03,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/FULL_CARGA.PNG
Coopenessa1939DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/COOPENESSA.png
JER1940DIRECTCOP1.002,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/JER.png
Movilred1941DIRECTCOP1.00800,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/MOVILRED.png
Bemovil1942DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/BEMOVIL.png
Punto de Pago1943DIRECTCOP1.004,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/PUNTO_DE%20_PAGO.PNG
Seapto (Gana Gana)1944DIRECTCOP1.002,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/SEAPTO.PNG
Comercial Card1947DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/COMERCIAL_CARD.PNG
Maxi Servicios1948DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Time-
Pequeña Superficies Redeban1950DIRECTCOP1.00300,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/REDEBAN.PNG
Apuestas Nacionales1951DIRECTCOP1.002,000,000.00AsynchronousPush24 hReal Time-
Practisistemas1958DIRECTCOP0.01,000,000.00AsynchronousPush24 hReal Time-
Mafephone1959DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Time-
Consuerte1960DIRECTCOP1.00300,000.00AsynchronousPush24 hReal Time-
Megared1965DIRECTCOP1.009,999,999.00AsynchronousPush24 hReal Time-

Payouts

Send funds efficiently to your recipients:

Bank Transfers

Send money to any bank account through the interbanking system.

Wallets

Transfer funds directly to digital wallets.

Bank Transfer Payouts

CodePayment TypeNetwork NameCurrencySettlement TimeCut-off Time (Local)Cut-off Time (GMT)Minimum AmountMaximum Amount
0060Bank TransferACHCOPT+001:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.06:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.COP 40.00No maximum limit.
0061Bank TransferTRANSFIYACOPReal TimeN/A — 24/7, availability includes weekends & public holidays.N/A — 24/7, availability includes weekends & public holidays.COP 40.00COP 50,000,000.00
0062Bank TransferBre-B KeyCOPReal TimeN/A — 24/7, availability includes weekends & public holidays.N/A — 24/7, availability includes weekends & public holidays.COP 1.00COP 11,552,000.00

Wallet Payouts

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Colombia Wallet Payouts

In Colombia, the wallet payout infrastructure is built on bank transfer rails. Initiating a payout sends a bank transfer, which is automatically settled into the recipient's designated digital wallet.

Bank Account Information

Account Type Reference

The following account types are supported:

CodeAccount TypeDescription
CChecking AccountStandard transactional account for daily banking operations.
SSaving AccountInterest-bearing savings account for funds accumulation.
PPhone Number AccountAccount identified by phone number (mobile money/digital wallets).

Bank Codes

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Important

Some institutions marked as "NOT CONNECTED" don't participate in the SWIFT network but can still receive local transfers.

CodeTypeNameSwiftAccount TypeChecking RegexSaving RegexPhone Regex
1001BankBANCO DE BOGOTÁBBOGCOBBC, S, P/^[0-9]{9}$//^[0-9]{9}$//^\+5¨[1-9][0-9]{9}$/
1002BankBANCO POPULARBPOPCOBBC, S, P^\d{6,12}$^\d{6,12}$/^\+5¨[1-9][0-9]{9}$/
1006BankITAU (EX BANCO CORPBANCA COLOMBIA S.A)NOT CONNECTEDC, S/^[0-8]\d{8}$/^[0-8]\d{8}$-
1007BankBANCOLOMBIACOLOCOBMC, S, P/^\d{9,13}$/^\d{9,13}$/^\+5¨[1-9][0-9]{9}$/
1009BankCITIBANKCITICO21C, S/^[08]\d{9}$/^[08]\d{9}$-
1012BankBANCO GNB SUDAMERISBSUDCOBBC, S/^[13]\d{7,11}$/^[0149]\d{7,11}$-
1013BankBBVA COLOMBIAFBBVCOBBC, S/^(\d{9,10}|\d{14}|\d{16}|\d{20})$/^(\d{9,10}|\d{13,14}|\d{16,18}|\d{20})$-
1014BankITAÚ CORPBANCA COLOMBIA S.A.BCTOCOBBC, S/^[0-8]\d{8}$/^[0-8]\d{7,8}$-
1019BankBANCO COLPATRIA(SCOTIABANK COLPATRIA)COLPCOBBC, S/^[0-24-8]\d{7,10}$/^\d{8,12}$-
1023BankBANCO DE OCCIDENTEOCCICOBCC, S/^[0245]\d{8,9}$/^\d{7,9}$-
1031BankBANCO DE COMERCIO EXTERIOR - BANCOLDEXBCEXCOBBC, S/^\d{4,20}$/^\d{4,20}$-
1032BankBANCO CAJA SOCIAL BCSC SACASOCOBBC, S/^[2]\d{10}$/^[024](\d{7}|\d{10,11}|\d{15})$
1040BankBANCO AGRARIOCCAICOBBC, S, P/^[3]\d{11}$/^[4]\d{11}$/^\+5¨[1-9][0-9]{9}$/
1042BankBNP PARIBASBNPACOBBS/^[0-9]{12}$//^[0-9]{12}$/-
1047BankBANCO MUNDO MUJER S.A.MDMJCOBBS/^[0-9]{11}$//^[2]\d{13}$-
1051BankBANCO DAVIVIENDA SACAFECOBBC, S, P/^[0-8]\d{7,15}$/^\d{8,17}$/^\+5¨[1-9][0-9]{9}$/
1052BankBANCO AV VILLASBAVICOBBC, S, P/^[0124678]\d{7,8}$/^\d{7,9}$/^\+5¨[1-9][0-9]{9}$/
1053BankBANCO W S.A.BANWCOBBC, S/^\d{4,20}$/^\d{4,20}$-
1059BankBANCO DE LAS MICROFINANZAS BANCAMIA S.A.BMIACOBBC, S/^\d{4,20}$/^\d{4,20}$-
1060BankBANCO PICHINCHAPICHCOBBC, S/^\d{4,20}$/^[4]\d{8}$-
1061BankBANCOOMEVANOT CONNECTEDC, S, P/^[013]\d{10,11}$/^[0-35]\d{9,11}$/^\+5¨[1-9][0-9]{9}$/
1062BankBANCO FALABELLA S.AFALACOBTC, S/^[15]\d{11}$/^[15]\d{11}$-
1063BankBANCO FINANDINA S.ANOT CONNECTEDC, S/^\d{4,20}$/^[9]\d{9}$-
1065BankBANCO SANTANDER DE NEGOCIOS COLOMBIA S.A.SANTCOBBS-/^[1]\d{8,12}$-
1066BankBANCO COOPERATIVO COOPCENTRALNOT CONNECTEDC, S, P/^[2]\d{8}$/^[04]\d{8,12}$/^\+5¨[1-9][0-9]{9}$/
1067BankBANCO COMPARTIR S.A.NOT CONNECTEDC, S, P/^\d{4,20}$/^\d20$`/^\+5¨[1-9][0-9]{9}$/
1069BankBANCO SERFINANZA S.A.SERZCOBBC, S, P/^[2]\d{11}$//^\d{12}$/^\+5¨[1-9][0-9]{9}$/
1070BankLULO BANK S.A.NOT CONNECTEDS-/^\d{12}$-
1071BankBANCO J.P. MORGAN COLOMBIA S.ACHASCOBBC, S/^[2]\d{9}$/^\d{4,20}$-
1097WalletDALENOT CONNECTEDP--/^\+5¨[1-9][0-9]{9}$/
1283BankCFA (COOPERATIVA FINANCIERA DE ANTIOQUIA)FIACCOB1S, P-^\d{4,20}$/^\+5¨[1-9][0-9]{9}$/
1286BankJFK COOPERATIVA FINANCIERANOT CONNECTEDS-/^[0-9]{9}$/-
1289BankCOOTRAFA COOPERATIVA FINANCIERANOT CONNECTEDS-/^[0-9]{9}$/-
1291BankCOOFINEP COOPERATIVA FINANCIERANOT CONNECTEDS-/^[0-9]{13}$/-
1292BankCONFIAR COOPERATIVA FINANCIERANOT CONNECTEDS-/^[0-57]\d{8}$-
1303BankBANCO UNION (EX GIROS Y FINANZAS CF)GYDVCOBCS-/^\d{4,20}$-
1370BankCOLTEFINANCIERA S.ACLTECOBMS-/^[38]\d{9,10}$-
1507BankBANCA DIGITAL NEQUINOT CONNECTEDS, P-/^\d{5,11}$/^\+5¨[1-9][0-9]{9}$/
1551WalletDAVIPLATANOT CONNECTEDS, P-/^\d{10,12}$/^\+5¨[1-9][0-9]{9}$/
1558BankBAN100 (EX BANCO CREDIFINANCIERA SA.)NOT CONNECTEDC, S/^\d{4,20}$/^[14]\d{12}$-
1560BankPIBANKNOT CONNECTEDS-/^\d{4,20}$-
1565WalletSUPERDIGITALNOT CONNECTEDC, S, P/^\d{4,20}$/^\d{4,20}$/^\+5¨[1-9][0-9]{9}$/
1637BankIRIS (FINANCIERA DANN)NOT CONNECTEDS-/^[1]\d{11}$-
1801WalletMOVIINOT CONNECTEDP--/^\+5¨[1-9][0-9]{9}$/
1802WalletDING TECNIPAGOS S.A.NOT CONNECTEDP--
1803WalletPOWWINOT CONNECTEDP--/^\+5¨[1-9][0-9]{9}$/
1804WalletUALÁNOT CONNECTEDS-/^\d{4,20}$-
1805BankBANCO BTG PACTUALBPABCOBBC/^\d{4,20}$/^\d{4,20}$-
1808BankBOLD COMPAÑIA DE FINANCIAMIENTO S.A 808NOT CONNECTEDP--/^\+5¨[1-9][0-9]{9}$/
1809BankNUNOT CONNECTEDS-/^\d{4,20}$-
1811WalletRAPPIPAYNOT CONNECTEDS,P-/^[3][0-9]{9}$//^\+5¨[1-9][0-9]{9}$/
1812BankCOINKNOT CONNECTEDP--/^\+5¨[1-9][0-9]{9}$/
1814BankGLOBAL COLOMBIA S.ANOT CONNECTEDP--/^\+5¨[1-9][0-9]{9}$/
1815BankALIANZA FIDUCIARIANOT CONNECTEDS-/^\d{4,20}$-
1816BankCREZCAMOSNOT CONNECTEDC, S/^\d{4,20}$/^\d{4,20}$-
1819BankBANCO CONTACTAR S.ANOT CONNECTEDC, S/^[0-9]{4,20}$//^[0-9]{4,20}$/

Supported Banks for Transfer with Bre-B

The following banks currently support payouts using the transfer with BreB Key method. Before attempting a transaction, please confirm the recipient's bank is listed below.

  • A&C COLANTA
  • ACCIONES Y VALORES
  • AFROAMERICANA
  • ALCALICOOP
  • AMAR
  • AVANCOP

Supported Document Types

Localpayment accepts these document types for verification in Colombia:

Document TypeFull NameEntity TypeRegex
NITTax identification numberCompanies & Individuals/^[0-9]{3}[.]?[0-9]{3}[.]?[0-9]{3}-?[0-9]$
PASSPassportIndividuals/^([aA-zZ]{1,6})?([0-9]{5,14})$
TIIdentity CardIndividuals/^[0-9]{0,1}[.]?[0-9]{0,3}[.]?[0-9]{3}[.]?[0-9]{3}$
CEImmigration cardIndividuals/^[a-zA-Z0-9]{6,7}$
CCCitizenship CardIndividuals/^\d{6,12}$

National Holidays

Plan your transaction processing around these national holidays in Colombia:

HolidayDate
New Year's DayJanuary 1
EpiphanyJanuary 5
Saint Joseph's DayMarch 23
Maundy ThursdayApril 2
Good FridayApril 3
Labour DayMay 1
Ascension DayMay 18
Corpus ChristiJune 8
Feast of Saints Peter and PaulJune 29
Sacred Heart DayJune 30
Independence DayJuly 20
Battle of Boyacá DayAugust 7
Assumption of MaryAugust 17
Columbus DayOctober 12
All Saints' DayNovember 2
Independence of CartagenaNovember 16
Immaculate ConceptionDecember 8
Christmas DayDecember 25

Updated 9 days ago