Colombia

Learn more about currency, payment methods, processing times, and other essential details for operating in Colombia with Localpayment. This guide provides a comprehensive overview of everything you need to know to integrate and optimize your payment processing in this market.

Country Overview

Essential information about Colombia:

Country Code (2 digits)Country Code (3 digits)Currency CodeNumber of decimals
COCOLCOP2

Payins

Accept payments from your customers through these available channels:

⚠️

Important

All processing times for payins are expressed in GMT. Please consider this time zone when reviewing processing availability and cutoff times.

Cards

Credit Card

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (ARS)Max Amount (ARS)Payment ConfirmationCategoryWorking Hours (GMT)Execution NotificationLogo URL
Visa1900DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/visa.png
American Express1901DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/american%20express.jpg
Mastercard1904DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/mastercard.jpg
Diners Club1907DIRECTCOP100.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/diners.png

Debit Card

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (ARS)Max Amount (ARS)Payment ConfirmationCategoryWorking Hours (GMT)Execution NotificationLogo URL
Visa1905DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/visa-debit.png
Mastercard1906DIRECTCOP1,000.005,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/mastercard-debit.jpg

APMs

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (ARS)Max Amount (ARS)Payment ConfirmationCategoryWorking Hours (GMT)Execution NotificationLogo URL
PSE1936DIRECTCOP1.00788,800,000.00SynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/pse.png

Cash Payments

Payment Method NamePayment Method CodeFlowCurrencyMin Amount (ARS)Max Amount (ARS)Payment ConfirmationCategoryWorking Hours (GMT)Execution NotificationLogo URL
Efecty1902DIRECTCOP10,000.003,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/efecty.png
Refacil - Super Pagos1913DIRECTCOP1.001,000,000.00SynchronousPull24 hReal Timehttps://cdn.localpayment.com/logos/refacil.jpg
Puntored1915DIRECTCOP10720,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/puntored.png
Fullcarga1938DIRECTCOP1.03,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/FULL_CARGA.PNG
Coopenessa1939DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/COOPENESSA.png
JER1940DIRECTCOP1.002,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/JER.png
Movilred1941DIRECTCOP1.00800,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/MOVILRED.png
Bemovil1942DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/BEMOVIL.png
Punto de Pago1943DIRECTCOP1.004,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/PUNTO_DE%20_PAGO.PNG
Seapto (Gana Gana)1944DIRECTCOP1.002,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/SEAPTO.PNG
Comercial Card1947DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/COMERCIAL_CARD.PNG
Maxi Servicios1948DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Time-
Pequeña Superficies Redeban1950DIRECTCOP1.00300,000.00AsynchronousPush24 hReal Timehttps://cdn.localpayment.com/logos/REDEBAN.PNG
Apuestas Nacionales1951DIRECTCOP1.002,000,000.00AsynchronousPush24 hReal Time-
Practisistemas1958DIRECTCOP0.01,000,000.00AsynchronousPush24 hReal Time-
Mafephone1959DIRECTCOP1.001,000,000.00AsynchronousPush24 hReal Time-
Consuerte1960DIRECTCOP1.00300,000.00AsynchronousPush24 hReal Time-
Megared1965DIRECTCOP1.009,999,999.00AsynchronousPush24 hReal Time-

Payouts

Send funds efficiently to your recipients:

Bank Transfer Payouts

CodePayment TypeNetwork NameCurrencySettlement TimeCut-off Time (Local)Cut-off Time (GMT)Minimum AmountMaximum Amount
0060Bank TransferACHCOPT+001:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.06:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.COP 40.00No maximum limit.
0061Bank TransferTRANSFIYACOPReal TimeN/A — 24/7, availability includes weekends & public holidays.N/A — 24/7, availability includes weekends & public holidays.COP 40.00COP 50,000,000.00

Wallet Payouts

📘

Colombia Wallet Payouts

In Colombia, the wallet payout infrastructure is built on bank transfer rails. Initiating a payout sends a bank transfer, which is automatically settled into the recipient's designated digital wallet.


Bank Account Information

Account Type Reference

The following account types are supported:

CodeAccount TypeDescription
CChecking AccountStandard transactional account for daily banking operations.
SSaving AccountInterest-bearing savings account for funds accumulation.
PPhone Number AccountAccount identified by phone number (mobile money/digital wallets).

Bank Codes

⚠️

Important

Some institutions marked as "NOT CONNECTED" don't participate in the SWIFT network but can still receive local transfers.

Code

Type

Name

Swift

Account Type

Checking Regex

Saving Regex

Phone Regex

1001

Bank

BANCO DE BOGOTÁ

BBOGCOBB

C, S, P

/^[0-9]{9}$/

/^[0-9]{9}$/

/^\+5¨[1-9][0-9]{9}$/

1002

Bank

BANCO POPULAR

BPOPCOBB

C, S, P

^\d{6,12}$

^\d{6,12}$

/^\+5¨[1-9][0-9]{9}$/

1006

Bank

ITAU (EX BANCO CORPBANCA COLOMBIA S.A)

NOT CONNECTED

C, S

/^[0-8]\d{8}$

/^[0-8]\d{8}$

-

1007

Bank

BANCOLOMBIA

COLOCOBM

C, S, P

/^\d{9,13}$

/^\d{9,13}$

/^\+5¨[1-9][0-9]{9}$/

1009

Bank

CITIBANK

CITICO21

C, S

/^[08]\d{9}$

/^[08]\d{9}$

-

1012

Bank

BANCO GNB SUDAMERIS

BSUDCOBB

C, S

/^[13]\d{7,11}$

/^[0149]\d{7,11}$

-

1013

Bank

BBVA COLOMBIA

FBBVCOBB

C, S

/^(\d{9,10}|\d{14}|\d{16}|\d{20})$

/^(\d{9,10}|\d{13,14}|\d{16,18}|\d{20})$

-

1014

Bank

ITAÚ CORPBANCA COLOMBIA S.A.

BCTOCOBB

C, S

/^[0-8]\d{8}$

/^[0-8]\d{7,8}$

-

1019

Bank

BANCO COLPATRIA(SCOTIABANK COLPATRIA)

COLPCOBB

C, S

/^[0-24-8]\d{7,10}$

/^\d{8,12}$

-

1023

Bank

BANCO DE OCCIDENTE

OCCICOBC

C, S

/^[0245]\d{8,9}$

/^\d{7,9}$

-

1031

Bank

BANCO DE COMERCIO EXTERIOR - BANCOLDEX

BCEXCOBB

C, S

/^\d{4,20}$

/^\d{4,20}$

-

1032

Bank

BANCO CAJA SOCIAL BCSC SA

CASOCOBB

C, S

/^[2]\d{10}$

/^[024](\d{7}|\d{10,11}|\d{15})$


1040

Bank

BANCO AGRARIO

CCAICOBB

C, S, P

/^[3]\d{11}$

/^[4]\d{11}$

/^\+5¨[1-9][0-9]{9}$/

1042

Bank

BNP PARIBAS

BNPACOBB

S

/^[0-9]{12}$/

/^[0-9]{12}$/

-

1047

Bank

BANCO MUNDO MUJER S.A.

MDMJCOBB

S

/^[0-9]{11}$/

/^[2]\d{13}$

-

1051

Bank

BANCO DAVIVIENDA SA

CAFECOBB

C, S, P

/^[0-8]\d{7,15}$

/^\d{8,17}$

/^\+5¨[1-9][0-9]{9}$/

1052

Bank

BANCO AV VILLAS

BAVICOBB

C, S, P

/^[0124678]\d{7,8}$

/^\d{7,9}$

/^\+5¨[1-9][0-9]{9}$/

1053

Bank

BANCO W S.A.

BANWCOBB

C, S

/^\d{4,20}$

/^\d{4,20}$

-

1059

Bank

BANCO DE LAS MICROFINANZAS BANCAMIA S.A.

BMIACOBB

C, S

/^\d{4,20}$

/^\d{4,20}$

-

1060

Bank

BANCO PICHINCHA

PICHCOBB

C, S

/^\d{4,20}$

/^[4]\d{8}$

-

1061

Bank

BANCOOMEVA

NOT CONNECTED

C, S, P

/^[013]\d{10,11}$

/^[0-35]\d{9,11}$

/^\+5¨[1-9][0-9]{9}$/

1062

Bank

BANCO FALABELLA S.A

FALACOBT

C, S

/^[15]\d{11}$

/^[15]\d{11}$

-

1063

Bank

BANCO FINANDINA S.A

NOT CONNECTED

C, S

/^\d{4,20}$

/^[9]\d{9}$

-

1065

Bank

BANCO SANTANDER DE NEGOCIOS COLOMBIA S.A.

SANTCOBB

S

-

/^[1]\d{8,12}$

-

1066

Bank

BANCO COOPERATIVO COOPCENTRAL

NOT CONNECTED

C, S, P

/^[2]\d{8}$

/^[04]\d{8,12}$

/^\+5¨[1-9][0-9]{9}$/

1067

Bank

BANCO COMPARTIR S.A.

NOT CONNECTED

C, S, P

/^\d{4,20}$

/^\d20$`

/^\+5¨[1-9][0-9]{9}$/

1069

Bank

BANCO SERFINANZA S.A.

SERZCOBB

C, S, P

/^[2]\d{11}$/

/^\d{12}$

/^\+5¨[1-9][0-9]{9}$/

1070

Bank

LULO BANK S.A.

NOT CONNECTED

S

-

/^\d{12}$

-

1071

Bank

BANCO J.P. MORGAN COLOMBIA S.A

CHASCOBB

C, S

/^[2]\d{9}$

/^\d{4,20}$

-

1097

Wallet

DALE

NOT CONNECTED

P

-

-

/^\+5¨[1-9][0-9]{9}$/

1283

Bank

CFA (COOPERATIVA FINANCIERA DE ANTIOQUIA)

FIACCOB1

S, P

-

^\d{4,20}$

/^\+5¨[1-9][0-9]{9}$/

1286

Bank

JFK COOPERATIVA FINANCIERA

NOT CONNECTED

S

-

/^[0-9]{9}$/

-

1289

Bank

COOTRAFA COOPERATIVA FINANCIERA

NOT CONNECTED

S

-

/^[0-9]{9}$/

-

1291

Bank

COOFINEP COOPERATIVA FINANCIERA

NOT CONNECTED

S

-

/^[0-9]{13}$/

-

1292

Bank

CONFIAR COOPERATIVA FINANCIERA

NOT CONNECTED

S

-

/^[0-57]\d{8}$

-

1303

Bank

BANCO UNION (EX GIROS Y FINANZAS CF)

GYDVCOBC

S

-

/^\d{4,20}$

-

1370

Bank

COLTEFINANCIERA S.A

CLTECOBM

S

-

/^[38]\d{9,10}$

-

1507

Bank

BANCA DIGITAL NEQUI

NOT CONNECTED

S, P

-

/^\d{5,11}$

/^\+5¨[1-9][0-9]{9}$/

1551

Wallet

DAVIPLATA

NOT CONNECTED

S, P

-

/^\d{10,12}$

/^\+5¨[1-9][0-9]{9}$/

1558

Bank

BAN100 (EX BANCO CREDIFINANCIERA SA.)

NOT CONNECTED

C, S

/^\d{4,20}$

/^[14]\d{12}$

-

1560

Bank

PIBANK

NOT CONNECTED

S

-

/^\d{4,20}$

-

1565

Wallet

SUPERDIGITAL

NOT CONNECTED

C, S, P

/^\d{4,20}$

/^\d{4,20}$

/^\+5¨[1-9][0-9]{9}$/

1637

Bank

IRIS (FINANCIERA DANN)

NOT CONNECTED

S

-

/^[1]\d{11}$

-

1801

Wallet

MOVII

NOT CONNECTED

P

-

-

/^\+5¨[1-9][0-9]{9}$/

1802

Wallet

DING TECNIPAGOS S.A.

NOT CONNECTED

P

-

-

1803

Wallet

POWWI

NOT CONNECTED

P

-

-

/^\+5¨[1-9][0-9]{9}$/

1804

Wallet

UALÁ

NOT CONNECTED

S

-

/^\d{4,20}$

-

1805

Bank

BANCO BTG PACTUAL

BPABCOBB

C

/^\d{4,20}$

/^\d{4,20}$

-

1808

Bank

BOLD COMPAÑIA DE FINANCIAMIENTO S.A 808

NOT CONNECTED

P

-

-

/^\+5¨[1-9][0-9]{9}$/

1809

Bank

NU

NOT CONNECTED

S

-

/^\d{4,20}$

-

1811

Wallet

RAPPIPAY

NOT CONNECTED

S,P

-

/^[3][0-9]{9}$/

/^\+5¨[1-9][0-9]{9}$/

1812

Bank

COINK

NOT CONNECTED

P

-

-

/^\+5¨[1-9][0-9]{9}$/

1814

Bank

GLOBAL COLOMBIA S.A

NOT CONNECTED

P

-

-

/^\+5¨[1-9][0-9]{9}$/

1815

Bank

ALIANZA FIDUCIARIA

NOT CONNECTED

S

-

/^\d{4,20}$

-

1816

Bank

CREZCAMOS

NOT CONNECTED

C, S

/^\d{4,20}$

/^\d{4,20}$

-

1819

Bank

BANCO CONTACTAR S.A

NOT CONNECTED

C, S

/^[0-9]{4,20}$/

/^[0-9]{4,20}$/

-


Supported Document Types

Localpayment accepts these document types for verification in Colombia:

Document TypeFull NameEntity TypeRegex
NITTax identification numberCompanies & Individuals/^[0-9]{3}[.]?[0-9]{3}[.]?[0-9]{3}-?[0-9]$
PASSPassportIndividuals/^([aA-zZ]{2,6})?([0-9]{5,14})$
TIIdentity CardIndividuals/^[0-9]{0,1}[.]?[0-9]{0,3}[.]?[0-9]{3}[.]?[0-9]{3}$
CEImmigration cardIndividuals/^[a-zA-Z0-9]{6,7}$
CCCitizenship CardIndividuals/^\d{6,12}$

National Holidays

Plan your transaction processing around these national holidays in Colombia:

HolidayDate
New Year's DayJanuary 1
EpiphanyJanuary 5
Saint Joseph's DayMarch 23
Maundy ThursdayApril 2
Good FridayApril 3
Labour DayMay 1
Ascension DayMay 18
Corpus ChristiJune 8
Feast of Saints Peter and PaulJune 29
Sacred Heart DayJune 30
Independence DayJuly 20
Battle of Boyacá DayAugust 7
Assumption of MaryAugust 17
Columbus DayOctober 12
All Saints' DayNovember 2
Independence of CartagenaNovember 16
Immaculate ConceptionDecember 8
Christmas DayDecember 25