Mexico

Country Overview

Essential information about Mexico:

Country Code (2 digits)	Country Code (3 digits)	Currency Code	Number of decimals
MX	MEX	MXN	2

Supported Card Networks

Localpayment supports these card networks in Mexico:

Debit Cards

Visa
Mastercard

Credit Cards

Visa
Mastercard
American Express

Payment methods

Localpayment offers a range of Payin and Payout methods in Mexico:

Incoming Payments (Payins)

Available methods for receiving funds:

Bank Transfer

Accept payments for your products or services by bank transfer.

Cash

with the Cash payment method your customers may pay in cash for your digital goods or services.

Debit Card

Accept debit card payments at your merchant.

Credit Card

Accept credit card payments at your merchant and provide installments and subscriptions to your clients.

Bank Transfer

Method	Min Amount	Max Amount	Payment Method Code	Payment Confirmation	Working Hours	Execution Notification Time	Cut-Off
BBVA Reference Payments	1.00	1,000,000.00	1693	Asynchronous	24 h	Real Time	-
Bank Transfer	0.01	10,000,000.00	1699
Virtual Account Clabe	1.00	10,000,000.00	1650	Asynchronous	24 h	Real Time	-
Sistema de Transferencias y Pagos STP	1.00	10,000,000.00	1630	Asynchronous	24 h	T+0	-
CODI	1.00	10,000,000.00	1700	Asynchronous	24 h	Real Time	-

Cash

Method	Min Amount	Max Amount	Payment Method Code	Payment Confirmation	Working Hours	Execution Notification Time	Cut-Off
Super Préstamos Premier	0.01	9,999.00	1683	Asynchronous	24 h	T+1	-
Ven Ayuda	0.01	9,999.00	1686	Asynchronous	24 h	T+1	-
Te Creemos	0.01	29,999.99	1670	Asynchronous	24 h	T+1	-
ServiMoney	0.01	9,999.00	1682	Asynchronous	24 h	T+1	-
Servicios Prendarios del Sureste	0.01	9,999.00	1689	Asynchronous	24 h	T+1	-
PetroFe	0.01	9,999.00	1688	Asynchronous	24 h	T+1	-
Peso Fácil	0.01	9,999.00	1800	Asynchronous	24 h	T+1	-
Paso Seguro Creando Futuro	0.00	0.00	1681	Asynchronous	24 h	T+1	-
Mi Adelanto	0.01	9,999.00	1680	Asynchronous	24 h	T+1	-
Mexamed	0.01	9,999.00	1678	Asynchronous	24 h	T+1	-
Maxilana	0.01	29,999.99	1677	Asynchronous	24 h	T+1	-
La Original	0.01	15,000.00	1676	Asynchronous	24 h	T+1	-
GWV Inversiones	0.01	9,999.00	1674	Asynchronous	24 h	T+1	-
Grupo Pawn	0.01	9,999.00	1673	Asynchronous	24 h	T+1	-
Grupo Blyska	0.01	9,999.00	1672	Asynchronous	24 h	T+1	-
Grupo Aguila	0.01	9,999.00	1661	Asynchronous	24 h	T+1	-
Banco Forjadores	0.01	19,999.00	1671	Asynchronous	24 h	T+1	-
Financiera Cefemex	0.01	9,999.00	1669	Asynchronous	24 h	T+1	-
Farmacias Bazar	0.01	15,000.00	1687	Asynchronous	24 h	T+1	-
Especias Moy	0.01	9,999.00	1668	Asynchronous	24 h	T+1	-
A la mano	1.00	9,999.00	1692	Asynchronous	24 h	T+1	-
Indigo	0.01	9,999.00	1675	Asynchronous	24 h	T+1	-
AirPak	0.00	29,999.99	1720
Superama	0.01	29,999.99	1684	Asynchronous	24 h	T+1	-
Torcam	0.00	9,999.00	1685	Asynchronous	24 h	T+1	-
El Gallo de la Laguna	0.00	9,999.00	1667	Asynchronous	24 h	T+1	-
DNU	0.01	9,999.00	1690	Asynchronous	24 h	T+1	-
El Asturiano	0.01	29,999.00	1666	Asynchronous	24 h	T+1	-
Caja Solidaria Tamaulipas	0.01	15,000.00	1665	Asynchronous	24 h	T+1	-
Caja Cerro de la Silla	0.01	15,000.00	1992
Alsuper	0.01	29,999.99	1691	Asynchronous	24 h	T+1	-
Akala	0.01	9,999.00	1664	Asynchronous	24 h	T+1	-
Airpack	0.01	29,999.00	1663	Asynchronous	24 h	T+1	-
Afirme	1.00	20,000.00	1662	Asynchronous	24 h	T+1	-
Banco Azteca	1.00	1,000,000.00	1660	Asynchronous	24 h	T+1	-
Farmacias Benavides	1.00	9,999,999.00	1659	Asynchronous	24 h	T+1	-
Farmacias Zapotlán	1.00	9,999,999.00	1658	Asynchronous	24 h	T+1	-
Farmatodo	1.00	9,999,999.00	1955
BBVA	30.00	20,000.00	1631	Asynchronous	24 h	T+1	-
Bodega Aurrera	30.00	10,000.00	1611	Asynchronous	24 h	T+1	-
Farmacia La Mas Barata	30.00	10,000.00	1616	Asynchronous	24 h	T+1	-
Farmarcias YZA	10.00	10,000.00	1638	Asynchronous	24 h	T+1	-
SMB Rural	30.00	10,000.00	1636	Asynchronous	24 h	T+1	-
Multi Recargas	30.00	29,999.00	1647	Asynchronous	24 h	T+1	-
SYS Tienda	30.00	29,999.00	1644	Asynchronous	24 h	T+1	-
Waldos	30.00	5,000.00	1642	Asynchronous	24 h	T+1	-
Farmacia Roma	30.00	10,000.00	1617	Asynchronous	24 h	T+1	-
Farmacias Unión	1.00	9,999,999.00	1657	Asynchronous	24 h	T+1	-
Farmacia San Francisco de Asis	1.00	9,999,999.00	1956
Diestel Corporativos	1.00	9,999,999.00	1954
Alianza Caja Popula Cerano	30.00	10,000.00	1635	Asynchronous	24 h	T+1	-
Merza	30.00	10,000.00	1652	Asynchronous	24 h	T+1	-
Caja Tamazula	30.00	10,000.00	1052
Farmacias del Ahorro	30.00	5,000.00	1640	Asynchronous	24 h	T+1	-
Casa Morelia	30.00	10,000.00	1637	Asynchronous	24 h	T+1	-
Pago Rapido	30.00	29,999.00	1648	Asynchronous	24 h	T+1	-
A Tiendas	30.00	29,999.00	1646	Asynchronous	24 h	T+1	-
Gesto Pago	30.00	29,999.00	1645	Asynchronous	24 h	T+1	-
Farmacias Guadalajara	30.00	5,000.00	1643	Asynchronous	24 h	T+1	-
Extra	30.00	10,000.00	1641	Asynchronous	24 h	T+1	-
Kiosco	30.00	10,000.00	1639	Asynchronous	24 h	T+1	-
Caja Oblatos	30.00	10,000.00	1634	Asynchronous	24 h	T+1	-
Banorte	1.00	20,000.00	1633	Asynchronous	24 h	T+1	-
Walmart	30.00	10,000.00	1626	Asynchronous	24 h	T+1	-
Super City	30.00	10,000.00	1622	Asynchronous	24 h	T+1	-
Santander	1.00	20,000.00	1620	Asynchronous	24 h	T+1	-
Sam´s Club	30.00	10,000.00	1619	Asynchronous	24 h	T+1	-
7-Eleven	30.00	10,000.00	1610	Asynchronous	24 h	T+1	-
One	0.01	15,000.00	1679	Asynchronous	24 h	T+1	-
Walmart Express	30.00	10,000.00	1627	Asynchronous	24 h	T+1	-
Via Servicios	30.00	10,000.00	1625	Asynchronous	24 h	T+1	-
Telecom	30.00	10,000.00	1624	Asynchronous	24 h	T+1	-
Super del Norte	30.00	10,000.00	1623	Asynchronous	24 h	T+1	-
Mi Bodega Aurrera	30.00	10,000.00	1618	Asynchronous	24 h	T+1	-
City Club	30.00	10,000.00	1615	Asynchronous	24 h	T+1	-
HSBC	30.00	20,000.00	1632	Asynchronous	24 h	T+1	-
Soriana	30.00	10,000.00	1621	Asynchronous	24 h	T+1	-
CCK - Circle K	30.00	6,000.00	1614	Asynchronous	24 h	T+1	-
Oxxo	5.00	10,000.00	1602	Asynchronous	24 h	T+1	-
Calimax	30.00	5,000.00	1613	Asynchronous	24 h	T+1	-
Bodega Aurrera Express	30.00	10,000.00	1612	Asynchronous	24 h	T+1	-

Credit Card

Method	Min Amount	Max Amount	Payment Method Code	Payment Confirmation	Working Hours	Execution Notification Time	Cut-Off
Visa	5.00	300,000.00	1600	Synchronous	24 h	Real Time	-
American express	1.00	300,000.00	1605	Synchronous	24 h	Real Time	-
Mastercard	5.00	300,000.00	1601	Synchronous	24 h	Real Time	-

Debit Card

Method	Min Amount	Max Amount	Payment Method Code	Payment Confirmation	Working Hours	Execution Notification Time	Cut-Off
Mastercard	5.00	300,000.00	1604	Synchronous	24 h	Real Time	-
Visa	5.00	300,000.00	1603	Synchronous	24 h	Real Time	-

Outgoing Payments (Payouts)

Available methods for disbursing funds:

Bank Transfer

You can make bank transfers to employees or customers.

Payout Bank Transfer

Type	Method	Min Amount	Max Amount	Payment Method Code	Cut-Off (GMT-3)	Execution Time (Days)	Notification Time (Days)
Bank Transfer	SPID	0.01	1,000,000.00	0131
Bank Transfer	SPEI	0.01	10,000,000.00	0130	15 h	t+0	t+0

Supported Document Types

Localpayment accepts these document types for verification in Mexico:

Document Type	Description	ID for individuals and/or legal entities	Length	Document ID Example
RFC	Federal Taxpayer Registry	N/A
CURP	Clave Única de Registro de Población	N/A

Bank account types

Mexico uses the following bank account types for transactions. Ensure you provide the correct account details when processing payments.

Bank Account Type	Name	Length	Example
`C`, `S`	CLABE	18	002180700070799802
`D`	Debit Card Account	16	1234567890123456
`P`	Phone Number Account	10	1234567890

Holidays

Plan your transaction processing around these national holidays in Mexico:

Holiday	Date
New Year's Day	January 1
Constitution Day	February 3
Benito Juárez's Birthday Memorial	March 17
Easter Thursday	April 17
Easter Friday	April 18
Labor Day	may 1
Battle of Puebla	may 5
Mother's Day	may 10
Independence Day	September 16
Race Day	October 12
Deads Day	November 2
Virgen de Guadalupe Day	December 12
Revolution Day Memorial	November 17
Christmas Day	December 25

Supported Banks

Below is a list of banks in Mexico that are supported by Localpayment:

ABC Capital
Acciones y Valores Banamex
Actinver Casa de Bolsa
Akala
American Express Bank (México)
B y B
Banca Afirme
Banca Mifel
Banco Actinver
Banco Ahorro Famsa
Banco Autofin México
Banco Azteca
Banco Base
Banco Compartamos
Banco Credit Suisse (México)
Banco de Sabadell
Banco del Ahorro Nacional y Servicios Financieros
Banco del Bajío
Banco Inbursa
Banco Interacciones
Banco Invex
Banco J.P. Morgan
Banco Mercantil del Norte
Banco Monex
Banco Multiva
Banco Nacional de Comercio Exterior
Banco Nacional de México
Banco Nacional de Obras y Servicios Públicos
Banco Nacional del Ejército
Banco Regional de Monterrey
Banco Santander (México)
Banco Ve Por Mas
Banco Wal-Mart de México Adelante
BanCoppel
Bank of America México
Bank of Tokyo-Mitsubishi UFJ (México)
Bansi
Barclays Bank México
BBVA Bancomer
Bulltick Casa de Bolsa
Casa de Bolsa Finamex
Casa de Cambio Tiber
CI Casa de Bolsa
CIBanco
Cls Bank International
CoDi
Consubanco
Deutsche Bank México
Deutsche Securities
Estructuradores del Mercado de Valores Casa de Bolsa
Evercore Casa de Bolsa
Fincomún
GBM Grupo Bursátil Mexicano
HDI Seguros
Hipotecaria Su Casita
HSBC México
ING Bank (México)
Inter Banco
Intercam Casa de Bolsa
IXE Banco
J.P. Morgan Casa de Bolsa
J.P. SOFIEXPRESS
Kuspit Casa de Bolsa
Libertad Servicios Financieros
MAPFRE Tepeyac
Masari Casa de Bolsa
Merrill Lynch México
Monex Casa de Bolsa
Nacional Financiera
OPCIONES EMPRESARIALES DEL NORESTE
OPERADORA ACTINVER
Operadora de Recursos Reforma
Order Express Casa de Cambio
Profuturo G.N.P.
Scotiabank Inverlat
SD. Indeval
Seguros Monterrey New York Life
Sistema de Transferencias y Pagos STP
Skandia Operadora de Fondos
Skandia Vida
Sociedad Hipotecaria Federal
Solución Asea
Sterling Casa de Cambio
Telecomunicaciones de México
The Royal Bank of Scotland México
UBS Bank México
UNAGRA
Unica Casa de Cambio
Valores Mexicanos Casa de Bolsa
Value
Vector Casa de Bolsa
Volkswagen Bank
Zurich Compañía de Seguros
Zurich Vida