Mexico

Country Overview

Essential information about Mexico:

Country Code (2 digits)	Country Code (3 digits)	Currency Code	Number of decimals
MX	MEX	MXN	2

Supported Card Networks

Localpayment supports these card networks in Mexico:

Debit Cards

Visa
Mastercard

Credit Cards

Visa
Mastercard
American Express

Payment methods

Localpayment offers a range of Payin and Payout methods in Mexico:

Incoming Payments (Payins)

Available methods for receiving funds:

Bank Transfer

Accept payments for your products or services by bank transfer.

Cash

with the Cash payment method your customers may pay in cash for your digital goods or services.

Debit Card

Accept debit card payments at your merchant.

Credit Card

Accept credit card payments at your merchant and provide installments and subscriptions to your clients.

Bank Transfer

Method	Min Amount	Max Amount	Payment Method Code	Payment Confirmation	Working Hours	Execution Notification Time
BBVA Reference Payments	1.00	1,000,000.00	1693	Asynchronous	24 h	Real Time
Bank Transfer	0.01	10,000,000.00	1699
Virtual Account Clabe	1.00	10,000,000.00	1650	Asynchronous	24 h	Real Time
Sistema de Transferencias y Pagos STP	1.00	10,000,000.00	1630	Asynchronous	24 h	T+0
CODI	1.00	10,000,000.00	1700	Asynchronous	24 h	Real Time

Cash

Method	Min Amount	Max Amount	Payment Method Code	Payment Confirmation	Working Hours	Execution Notification Time
Super Préstamos Premier	0.01	9,999.00	1683	Asynchronous	24 h	T+1
Ven Ayuda	0.01	9,999.00	1686	Asynchronous	24 h	T+1
Te Creemos	0.01	29,999.99	1670	Asynchronous	24 h	T+1
ServiMoney	0.01	9,999.00	1682	Asynchronous	24 h	T+1
Servicios Prendarios del Sureste	0.01	9,999.00	1689	Asynchronous	24 h	T+1
PetroFe	0.01	9,999.00	1688	Asynchronous	24 h	T+1
Peso Fácil	0.01	9,999.00	1800	Asynchronous	24 h	T+1
Paso Seguro Creando Futuro	0.00	0.00	1681	Asynchronous	24 h	T+1
Mi Adelanto	0.01	9,999.00	1680	Asynchronous	24 h	T+1
Mexamed	0.01	9,999.00	1678	Asynchronous	24 h	T+1
Maxilana	0.01	29,999.99	1677	Asynchronous	24 h	T+1
La Original	0.01	15,000.00	1676	Asynchronous	24 h	T+1
GWV Inversiones	0.01	9,999.00	1674	Asynchronous	24 h	T+1
Grupo Pawn	0.01	9,999.00	1673	Asynchronous	24 h	T+1
Grupo Blyska	0.01	9,999.00	1672	Asynchronous	24 h	T+1
Grupo Aguila	0.01	9,999.00	1661	Asynchronous	24 h	T+1
Banco Forjadores	0.01	19,999.00	1671	Asynchronous	24 h	T+1
Financiera Cefemex	0.01	9,999.00	1669	Asynchronous	24 h	T+1
Farmacias Bazar	0.01	15,000.00	1687	Asynchronous	24 h	T+1
Especias Moy	0.01	9,999.00	1668	Asynchronous	24 h	T+1
A la mano	1.00	9,999.00	1692	Asynchronous	24 h	T+1
Indigo	0.01	9,999.00	1675	Asynchronous	24 h	T+1
AirPak	0.00	29,999.99	1720
Superama	0.01	29,999.99	1684	Asynchronous	24 h	T+1
Torcam	0.00	9,999.00	1685	Asynchronous	24 h	T+1
El Gallo de la Laguna	0.00	9,999.00	1667	Asynchronous	24 h	T+1
DNU	0.01	9,999.00	1690	Asynchronous	24 h	T+1
El Asturiano	0.01	29,999.00	1666	Asynchronous	24 h	T+1
Caja Solidaria Tamaulipas	0.01	15,000.00	1665	Asynchronous	24 h	T+1
Caja Cerro de la Silla	0.01	15,000.00	1992
Alsuper	0.01	29,999.99	1691	Asynchronous	24 h	T+1
Akala	0.01	9,999.00	1664	Asynchronous	24 h	T+1
Airpack	0.01	29,999.00	1663	Asynchronous	24 h	T+1
Afirme	1.00	20,000.00	1662	Asynchronous	24 h	T+1
Banco Azteca	1.00	1,000,000.00	1660	Asynchronous	24 h	T+1
Farmacias Benavides	1.00	9,999,999.00	1659	Asynchronous	24 h	T+1
Farmacias Zapotlán	1.00	9,999,999.00	1658	Asynchronous	24 h	T+1
Farmatodo	1.00	9,999,999.00	1955
BBVA	30.00	20,000.00	1631	Asynchronous	24 h	T+1
Bodega Aurrera	30.00	10,000.00	1611	Asynchronous	24 h	T+1
Farmacia La Mas Barata	30.00	10,000.00	1616	Asynchronous	24 h	T+1
Farmarcias YZA	10.00	10,000.00	1638	Asynchronous	24 h	T+1
SMB Rural	30.00	10,000.00	1636	Asynchronous	24 h	T+1
Multi Recargas	30.00	29,999.00	1647	Asynchronous	24 h	T+1
SYS Tienda	30.00	29,999.00	1644	Asynchronous	24 h	T+1
Waldos	30.00	5,000.00	1642	Asynchronous	24 h	T+1
Farmacia Roma	30.00	10,000.00	1617	Asynchronous	24 h	T+1
Farmacias Unión	1.00	9,999,999.00	1657	Asynchronous	24 h	T+1
Farmacia San Francisco de Asis	1.00	9,999,999.00	1956
Diestel Corporativos	1.00	9,999,999.00	1954
Alianza Caja Popula Cerano	30.00	10,000.00	1635	Asynchronous	24 h	T+1
Merza	30.00	10,000.00	1652	Asynchronous	24 h	T+1
Caja Tamazula	30.00	10,000.00	1052
Farmacias del Ahorro	30.00	5,000.00	1640	Asynchronous	24 h	T+1
Casa Morelia	30.00	10,000.00	1637	Asynchronous	24 h	T+1
Pago Rapido	30.00	29,999.00	1648	Asynchronous	24 h	T+1
A Tiendas	30.00	29,999.00	1646	Asynchronous	24 h	T+1
Gesto Pago	30.00	29,999.00	1645	Asynchronous	24 h	T+1
Farmacias Guadalajara	30.00	5,000.00	1643	Asynchronous	24 h	T+1
Extra	30.00	10,000.00	1641	Asynchronous	24 h	T+1
Kiosco	30.00	10,000.00	1639	Asynchronous	24 h	T+1
Caja Oblatos	30.00	10,000.00	1634	Asynchronous	24 h	T+1
Banorte	1.00	20,000.00	1633	Asynchronous	24 h	T+1
Walmart	30.00	10,000.00	1626	Asynchronous	24 h	T+1
Super City	30.00	10,000.00	1622	Asynchronous	24 h	T+1
Santander	1.00	20,000.00	1620	Asynchronous	24 h	T+1
Sam´s Club	30.00	10,000.00	1619	Asynchronous	24 h	T+1
7-Eleven	30.00	10,000.00	1610	Asynchronous	24 h	T+1
One	0.01	15,000.00	1679	Asynchronous	24 h	T+1
Walmart Express	30.00	10,000.00	1627	Asynchronous	24 h	T+1
Via Servicios	30.00	10,000.00	1625	Asynchronous	24 h	T+1
Telecom	30.00	10,000.00	1624	Asynchronous	24 h	T+1
Super del Norte	30.00	10,000.00	1623	Asynchronous	24 h	T+1
Mi Bodega Aurrera	30.00	10,000.00	1618	Asynchronous	24 h	T+1
City Club	30.00	10,000.00	1615	Asynchronous	24 h	T+1
HSBC	30.00	20,000.00	1632	Asynchronous	24 h	T+1
Soriana	30.00	10,000.00	1621	Asynchronous	24 h	T+1
CCK - Circle K	30.00	6,000.00	1614	Asynchronous	24 h	T+1
Oxxo	5.00	10,000.00	1602	Asynchronous	24 h	T+1
Calimax	30.00	5,000.00	1613	Asynchronous	24 h	T+1
Bodega Aurrera Express	30.00	10,000.00	1612	Asynchronous	24 h	T+1

Credit Card

Method	Min Amount	Max Amount	Payment Method Code	Payment Confirmation	Working Hours	Execution Notification Time
Visa	5.00	300,000.00	1600	Synchronous	24 h	Real Time
American express	1.00	300,000.00	1605	Synchronous	24 h	Real Time
Mastercard	5.00	300,000.00	1601	Synchronous	24 h	Real Time

Debit Card

Method	Min Amount	Max Amount	Payment Method Code	Payment Confirmation	Working Hours	Execution Notification Time	Cut-Off
Mastercard	5.00	300,000.00	1604	Synchronous	24 h	Real Time
Visa	5.00	300,000.00	1603	Synchronous	24 h	Real Time

Outgoing Payments (Payouts)

Available methods for disbursing funds:

Bank Transfer

You can make bank transfers to employees or customers.

Payout Bank Transfer

Type	Method	Min Amount	Max Amount	Payment Method Code	Cut-Off (GMT-3)	Execution Time (Days)	Notification Time (Days)
Bank Transfer	SPID	0.01	1,000,000.00	0131
Bank Transfer	SPEI	0.01	10,000,000.00	0130	15 h	t+0	t+0

Supported Document Types

Localpayment accepts these document types for verification in Mexico:

Document Type	Description	ID for individuals and/or legal entities	Length	Document ID Example
RFC	Federal Taxpayer Registry	N/A
CURP	Clave Única de Registro de Población	N/A

Bank account types

Mexico uses the following bank account types for transactions. Ensure you provide the correct account details when processing payments.

Bank Account Type	Name	Length	Example
`C`, `S`	CLABE	18	002180700070799802
`D`	Debit Card Account	16	1234567890123456
`P`	Phone Number Account	10	1234567890

Holidays

Plan your transaction processing around these national holidays in Mexico:

Holiday	Date
New Year's Day	January 1
Constitution Day	February 3
Benito Juárez's Birthday Memorial	March 17
Easter Thursday	April 17
Easter Friday	April 18
Labor Day	may 1
Battle of Puebla	may 5
Mother's Day	may 10
Independence Day	September 16
Race Day	October 12
Deads Day	November 2
Virgen de Guadalupe Day	December 12
Revolution Day Memorial	November 17
Christmas Day	December 25

Supported Banks

Below is a list of banks in Mexico that are supported by Localpayment:

⚠️
Important
Since they are not a part of the SWIFT network, several financial institutions do not currently have a SWIFT code. In the list, the institutions are marked as "NOT CONNECTED". Even though they are not connected, these institutions can still receive local transfers.

Código	Tipo	Denominación	Código SWIFT
001	Bank	BANXICO (BANCO DE MEXICO)	NOT CONNECTED
002	Bank	BANAMEX (BANCO NACIONAL DE MÉXICO)	BNMXMXMM
006	Bank	BANCOMEXT (BANCO NACIONAL DE COMERCIO EXTERIOR)	BNCEMXMM
009	Bank	BANOBRAS (BANCO NACIONAL DE OBRAS Y SERVICIOS PÚBLICOS)	NOT CONNECTED
012	Bank	BBVA MEXICO	BCMRMXMM
014	Bank	SANTANDER (BANCO SANTANDER MEXICO)	BMSXMXMM
019	Bank	BANJERCITO (BANCO NACIONAL DEL EJÉRCITO)	EJERMXMM
021	Bank	HSBC MÉXICO	BIMEMXMMCLS
030	Bank	BANBAJIO (BANCO DEL BAJÍO)	BJIOMXML
036	Bank	INBURSA (BANCO INBURSA)	INBUMXMM
042	Bank	BANCA MIFEL	MIFEMXMM
044	Bank	SCOTIABANK INVERLAT	MBCOMXMM
058	Bank	BANREGIO (BANCO REGIONAL DE MONTERREY)	RGIOMXMT
059	Bank	INVEX (BANCO INVEX)	INXXMXMM
060	Bank	BANSI	SNABMXM1
062	Bank	AFIRME (BANCA AFIRME)	AFIRMXMT
072	Bank	BANORTE (BANCO MERCANTIL DEL NORTE)	MENOMXMT
106	Bank	BANK OF AMERICA MÉXICO	BOFAMXMX
108	Bank	MUFG (BANK OF TOKYO-MITSUBISHI UFJ MEX)	BOTKMXM
110	Bank	J.P. MORGAN (BANCO J.P. MORGAN)	CHASMXMX
112	Bank	MONEX (BANCO MONEX)	MONXMXM1TFI
113	Bank	BANCO VE POR MAS	CBAKMXM1
124	Bank	CITI MEXICO (EX DEUTSCHE BANK MÉXICO)	DEUTMXMM
127	Bank	BANCO AZTECA	AZTKMXMMTVA
128	Bank	AUTOFIN (BANCO AUTOFIN MÉXICO)	AUMCMXMM
129	Bank	BARCLAYS BANK MÉXICO	BARCMXMM
130	Bank	COMPARTAMOS (BANCO COMPARTAMOS)	NOT CONNECTED
132	Bank	MULTIVA (BANCO MULTIVA)	MIMMMXMX
133	Bank	ACTINVER (BANCO ACTINVER)	ACIOMXMMBRA
135	Bank	NACIONAL FINANCIERA	NFSAMXMM
137	Bank	BANCOPPEL	BNNMMXMM
138	Bank	ABC CAPITAL	NOT CONNECTED
140	Bank	CONSUBANCO	NOT CONNECTED
141	Bank	VOLKSWAGEN BANK	VWAGMXMM
145	Bank	BANCO BASE	BBSEMXMX
147	Bank	BANKAOOL	BKOLMXMM
148	Bank	PAGATODO	NOT CONNECTED
150	Bank	INMOBILIARIO	BINMGTGC
151	Bank	DONDE	NOT CONNECTED
152	Bank	BANCREA	BIBPMXMM
154	Bank	BANCO COBALTO (EX BANCO FINTERRA)	NOT CONNECTED
155	Bank	ICBC	ICBKMXMM
156	Bank	BANCO DE SABADELL	BSABMXMM
157	Bank	SHINHAN BANK MEXICO	SHBKMXMM
158	Bank	MIZUHO BANK	MHBMMXMM
159	Bank	BANK OF CHINA	BKCHMXMX
160	Bank	BANCO S3	BSMXMXMM
166	Bank	BANCO DEL AHORRO NACIONAL Y SERVICIOS FINANCIEROS	SEFIMXM1
167	Bank	HEY BANCO (BANREGIO)	NOT CONNECTED
168	Bank	SOCIEDAD HIPOTECARIA FEDERAL	NOT CONNECTED
600	Bank	MONEX CASA DE BOLSA	MONXMXM1TFI
601	Bank	GBM GRUPO BURSÁTIL MEXICANO	GBMSMXM1
602	Bank	MASARI CASA DE BOLSA	NOT CONNECTED
605	Bank	VALUE CASA DE BOLSA	VACBMXM1
616	Bank	CASA DE BOLSA FINAMEX	CBFAMXM1
617	Bank	VALORES MEXICANOS CASA DE BOLSA	VMXSMXM1
620	Bank	PROFUTURO G.N.P.	NOT CONNECTED
634	Bank	FINCOMÚN	NOT CONNECTED
638	Bank	NU	NOT CONNECTED
646	Bank	STP (SISTEMA DE TRANSFERENCIAS Y PAGOS)	NOT CONNECTED
652	Bank	SOLUCIÓN ASEA	NOT CONNECTED
653	Bank	KUSPIT CASA DE BOLSA	NOT CONNECTED
656	Bank	UNAGRA	NOT CONNECTED
659	Bank	OPCIONES EMPRESARIALES DEL NORESTE	NOT CONNECTED
661	Wallet	KLAR	NOT CONNECTED
670	Bank	LIBERTAD SERVICIOS FINANCIEROS	NOT CONNECTED
677	Bank	CAJA POP MEXICA	NOT CONNECTED
680	Bank	CRISTOBAL COLON	NOT CONNECTED
683	Bank	CAJA TELEFONIST	NOT CONNECTED
684	Bank	TRANSFER	NOT CONNECTED
685	Bank	FONDO (FIRA)	NOT CONNECTED
688	Bank	CREDICLUB	NOT CONNECTED
689	Bank	FOMPED	NOT CONNECTED
699	Wallet	FONDEADORA	NOT CONNECTED
703	Bank	TESORED	NOT CONNECTED
706	Wallet	ARCUS	NOT CONNECTED
710	Bank	NVIO	NOT CONNECTED
715	Wallet	CASHI CUENTA	NOT CONNECTED
720	Wallet	MEXPAGO	NOT CONNECTED
721	Wallet	ALBO	NOT CONNECTED
722	Wallet	MERCADO PAGO W	NOT CONNECTED
723	Wallet	CUENCA	NOT CONNECTED
728	Wallet	SPIN BY OXXO	NOT CONNECTED
732	Wallet	PEIBO	NOT CONNECTED
734	Wallet	FINCO PAY/MONATO	NOT CONNECTED
901	Bank	CLS BANK INTERNATIONAL	CLSBUS33
902	Bank	SD. INDEVAL	INDEMXMM
903	Wallet	CODI	NOT CONNECTED