<!-- LEGEND -->
<div class="legend" role="region" aria-label="Status legend">
  <div class="legend-item"><span class="legend-dot dot-planned"></span> Planned — committed for the quarter, scope being finalized</div>
  <div class="legend-item"><span class="legend-dot dot-progress"></span> In progress — actively being built</div>
  <div class="legend-item"><span class="legend-dot dot-shipped"></span> Shipped — available in production</div>
</div>

<!-- Q2 2026 -->
<section class="quarter-section" id="q2">
  <div class="quarter-header">
    <span class="quarter-badge q2">Q2 2026</span>
    <h2 class="quarter-title">April – June</h2>
    <div class="quarter-divider"></div>
    <span class="item-count">3 items</span>
  </div>
  <div class="cards-grid">

    <article class="card" data-tags="latam accounts">
      <div class="card-top">
        <div class="lp-card-icon lp-ico-blue" aria-hidden="true">🏦</div>
        <span class="status-pill status-progress">In progress</span>
      </div>
      <h3 class="card-title">Virtual Accounts — Costa Rica</h3>
      <p class="card-desc">Dedicated virtual accounts for Costa Rica, enabling merchants to reconcile collections per customer without shared bank details.</p>
      <div class="card-tags">
        <span class="tag">Accounts</span>
        <span class="tag">Pay-ins</span>
      </div>
      <div class="card-footer">
        <span class="region-flag" aria-hidden="true">🌎</span>
        <span class="region-label">Costa Rica</span>
      </div>
    </article>

    <article class="card" data-tags="latam accounts">
      <div class="card-top">
        <div class="lp-card-icon lp-ico-blue" aria-hidden="true">🏦</div>
        <span class="status-pill status-progress">In progress</span>
      </div>
      <h3 class="card-title">Virtual Accounts — Bolivia</h3>
      <p class="card-desc">Dedicated virtual accounts for Bolivia, enabling merchants to reconcile collections per customer without shared bank details.</p>
      <div class="card-tags">
        <span class="tag">Accounts</span>
        <span class="tag">Pay-ins</span>
      </div>
      <div class="card-footer">
        <span class="region-flag" aria-hidden="true">🌎</span>
        <span class="region-label">Bolivia</span>
      </div>
    </article>

    <article class="card" data-tags="latam accounts">
      <div class="card-top">
        <div class="lp-card-icon lp-ico-purple" aria-hidden="true">🔑</div>
        <span class="status-pill status-planned">Planned</span>
      </div>
      <h3 class="card-title">Direct Debit</h3>
      <p class="card-desc">Tokenize stored bank accounts and wallets across the Localpayment network so merchants can initiate recurring charges without re-collecting credentials.</p>
      <div class="card-tags">
        <span class="tag">Accounts</span>
        <span class="tag">Security</span>
        <span class="tag">Recurring</span>
      </div>
      <div class="card-footer">
        <span class="region-flag" aria-hidden="true">🌎</span>
        <span class="region-label">All LATAM markets</span>
      </div>
    </article>

  </div>
</section>

<!-- Q3 2026 -->
<section class="quarter-section" id="q3">
  <div class="quarter-header">
    <span class="quarter-badge q3">Q3 2026</span>
    <h2 class="quarter-title">July – September</h2>
    <div class="quarter-divider"></div>
    <span class="item-count">4 items</span>
  </div>
  <div class="cards-grid">

    <article class="card" data-tags="latam payouts">
      <div class="card-top">
        <div class="lp-card-icon lp-ico-teal" aria-hidden="true">💸</div>
        <span class="status-pill status-planned">Planned</span>
      </div>
      <h3 class="card-title">Payouts — VE, UY </h3>
      <p class="card-desc">Extend the payout network to Venezuela, Uruguay — direct disbursement to local bank accounts and wallets.</p>
      <div class="card-tags">
        <span class="tag">Payouts</span>
        <span class="tag">Disbursements</span>
      </div>
      <div class="card-footer">
        <span class="region-flag" aria-hidden="true">🌎</span>
        <span class="region-label">Venezuela · Uruguay</span>
      </div>
    </article>

    <article class="card" data-tags="latam qr">
      <div class="card-top">
        <div class="lp-card-icon lp-ico-green" aria-hidden="true">📲</div>
        <span class="status-pill status-planned">Planned</span>
      </div>
      <h3 class="card-title">QR Code Rails</h3>
      <p class="card-desc">Support for Pix QR (Brazil), Transferencia 3.0 (Argentina), and Bre-B (Colombia) — enabling instant QR-based pay-ins on leading local real-time rails.</p>
      <div class="card-tags">
        <span class="tag">QR Code</span>
        <span class="tag">Pix</span>
        <span class="tag">Transferencia 3.0</span>
        <span class="tag">Bre-B</span>
      </div>
      <div class="card-footer">
        <span class="region-flag" aria-hidden="true">🌎</span>
        <span class="region-label">Brazil · Argentina · Colombia</span>
      </div>
    </article>

    <article class="card" data-tags="latam accounts">
      <div class="card-top">
        <div class="lp-card-icon lp-ico-teal" aria-hidden="true">💵</div>
        <span class="status-pill status-planned">Planned</span>
      </div>
      <h3 class="card-title">Virtual USD Bank Accounts — LATAM</h3>
      <p class="card-desc">Offer USD-denominated bank accounts (CR, ARG,USA) to merchants and end-users across Latin America, enabling dollar savings, collections, and disbursements without conversion friction.</p>
      <div class="card-tags">
        <span class="tag">Accounts</span>
        <span class="tag">USD</span>
        <span class="tag">LATAM</span>
      </div>
      <div class="card-footer">
        <span class="region-flag" aria-hidden="true">🌎</span>
        <span class="region-label">All LATAM markets</span>
      </div>
    </article>

    <article class="card" data-tags="africa">
      <div class="card-top">
        <div class="lp-card-icon lp-ico-orange" aria-hidden="true">🌍</div>
        <span class="status-pill status-planned">Planned</span>
      </div>
      <h3 class="card-title">Africa Coverage</h3>
      <p class="card-desc">Launch pay-in and payout coverage across five African markets, connecting Localpayment merchants to local mobile money, bank transfer, and card rails.</p>
      <div class="card-tags">
        <span class="tag">New Markets</span>
        <span class="tag">Africa</span>
      </div>
      <div class="card-footer">
        <span class="region-flag" aria-hidden="true">🌍</span>
        <span class="region-label">Nigeria · Ghana · Kenya · Uganda · South Africa</span>
      </div>
    </article>

  </div>
</section>

<!-- Q4 2026 -->
<section class="quarter-section" id="q4">
  <div class="quarter-header">
    <span class="quarter-badge q4">Q4 2026</span>
    <h2 class="quarter-title">October – December</h2>
    <div class="quarter-divider"></div>
    <span class="item-count">3 items</span>
  </div>
  <div class="cards-grid">

    <article class="card" data-tags="latam accounts">
      <div class="card-top">
        <div class="lp-card-icon lp-ico-blue" aria-hidden="true">🏦</div>
        <span class="status-pill status-planned">Planned</span>
      </div>
      <h3 class="card-title">Virtual Accounts — PA, GT, HN, SV &amp; DO</h3>
      <p class="card-desc">Dedicated virtual accounts across Central America and the Caribbean, enabling merchants to reconcile collections per customer without shared bank details.</p>
      <div class="card-tags">
        <span class="tag">Accounts</span>
        <span class="tag">Pay-ins</span>
        <span class="tag">Central America</span>
      </div>
      <div class="card-footer">
        <span class="region-flag" aria-hidden="true">🌎</span>
        <span class="region-label">Panama · Guatemala · Honduras · El Salvador · Dominican Republic</span>
      </div>
    </article>

    <article class="card" data-tags="apac">
      <div class="card-top">
        <div class="lp-card-icon lp-ico-purple" aria-hidden="true">🌏</div>
        <span class="status-pill status-planned">Planned</span>
      </div>
      <h3 class="card-title">APAC Expansion</h3>
      <p class="card-desc">Enter the Asia-Pacific region with initial coverage for merchant disbursements and cross-border collections. Target markets to be announced.</p>
      <div class="card-tags">
        <span class="tag">New Markets</span>
        <span class="tag">APAC</span>
      </div>
      <div class="card-footer">
        <span class="region-flag" aria-hidden="true">🌏</span>
        <span class="region-label">Asia-Pacific · TBA</span>
      </div>
    </article>
    
    <article class="card" data-tags="europe">
      <div class="card-top">
        <div class="lp-card-icon lp-ico-purple" aria-hidden="true">🌏</div>
        <span class="status-pill status-planned">Planned</span>
      </div>
      <h3 class="card-title">Europe Expansion</h3>
      <p class="card-desc">Enter the European region with initial coverage for merchant disbursements and cross-border collections. Target markets to be announced.</p>
      <div class="card-tags">
        <span class="tag">New Markets</span>
        <span class="tag">Europe</span>
      </div>
      <div class="card-footer">
        <span class="region-flag" aria-hidden="true">🌏</span>
        <span class="region-label">Europe</span>
      </div>
    </article>

    <article class="card" data-tags="apac licences">
      <div class="card-top">
        <div class="lp-card-icon lp-ico-blue" aria-hidden="true">🏛️</div>
        <span class="status-pill status-planned">Planned</span>
      </div>
      <h3 class="card-title">Bank Licences — MSO &amp; MPI</h3>
      <p class="card-desc">Obtain Money Service Operator (MSO) licence in Hong Kong and Major Payment Institution (MPI) licence in Singapore, establishing a regulated APAC footprint.</p>
      <div class="card-tags">
        <span class="tag">Licences</span>
        <span class="tag">MSO</span>
        <span class="tag">MPI</span>
        <span class="tag">Compliance</span>
      </div>
      <div class="card-footer">
        <span class="region-flag" aria-hidden="true">🌏</span>
        <span class="region-label">Hong Kong · Singapore</span>
      </div>
    </article>
  </div>
</section>