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Panama

Country Overview

Essential information about Panama:

Country Code (2 digits)Country Code (3 digits)Currency CodeNumber of decimals
PAPANUSD2

Payouts

Send funds efficiently to your recipients:

Bank Transfers

Send money to any bank account through the interbanking system.

Bank Transfer Payouts

CodePayment TypeNetwork NameCurrencySettlement TimeCut-off Time (Local)Cut-off Time (GMT)Minimum AmountMaximum Amount
0150Bank TransferACHUSDSame day / T+102:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.07:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.1.00 USDNo maximum limit.

Bank Account Information

Account Type Reference

The following account types are supported:

CodeAccount TypeDescription
CChecking AccountStandard transactional account for daily banking operations.
SSaving AccountInterest-bearing savings account for fund accumulation.

Bank Codes

⚠️

Important

Some institutions marked as "NOT CONNECTED" don't participate in the SWIFT network but can still receive local transfers.

CodeTypeNameSwiftAccount TypeChecking RegexSaving Regex
0013BankBANCO NACIONAL DE PANAMANAPAPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
0026BankBANISTMO S.A.MIDLPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
0039BankCITIBANKCITIPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
0071BankBANCO GENERALBAGEPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
0181BankDAVIVIENDACAFEPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
0372BankMULTIBANKMCTBPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
0408BankTOWERBANKTOWEPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
0424BankSCOTIABANKNOSCPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
0518BankBICSACOSRPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
0712BankCOOPERATIVA DE PROFESIONALESNOT CONNECTEDC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
0767BankBANVIVIENDANOT CONNECTEDC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
0770BankCAJA DE AHORROSCAHRPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
0916BankBANCO DEL PACIFICO (PANAMÁ)S.A.C,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1067BankMETROBANK S.A.METOPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1083BankBANCO ALIADOBAALPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1106BankCREDICORP BANKCRLDPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1151BankGLOBAL BANKGLBLPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1164BankBANK OF CHINABKCHPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1258BankCANAL BANKKNALPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1384BankBAC INTERNATIONAL BANKBCINPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1397BankBCT BANKBCTBPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1478BankMMG BANKMMGBPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1494BankST. GEORGESTGBPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1504BankBANCO AZTECAAZTKPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1517BankBANCO PICHINCHA PANAMAPICHPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1533BankPRODUBANKPRODPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1562BankBANCO DELTABDSAPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1575BankBANCO LAFISE PANAMÁS.A.C,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1588BankBANESCOBANSPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1591BankCAPITAL BANKCAPBPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1614BankBANISIS.A.C,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1627BankG&T CONTINENTALGTCOGTGCC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1630BankBANCO MERCANTIL BANKMPANPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1656BankBBP BANKS.A.C,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1672BankPRIVAL BANKKEHPPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1685BankBALBOA BANK & TRUSTBAUSPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1708BankUNI BANK & TRUSTINCC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1724BankBANCO FICOHSA PANAMAFCOHPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1737BankFPB BANKFPBIPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1740BankALLBANKALLKPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1753BankBANCOLOMBIACOLOPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1782BankBI-BANKS.AC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
1805BankB2 ATLAS BANKATPNPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
2503BankCOOPEDUCNOT CONNECTEDC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
2516BankCOOESANNOT CONNECTEDC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
2529BankCACECHINOT CONNECTEDC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
2532BankCOEDUCONOT CONNECTEDC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
2545BankCOOPEVENOT CONNECTEDC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
5005BankCOOPERATIVA CRISTOBALNOT CONNECTEDC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
5018BankEDIOACCR.LC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
5021BankECASESONOT CONNECTEDC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
5034BankCOOPRACR.L.C,S/^[0-9]{5,20}$//^[0-9]{5,20}$/
9900BankITAU PANAMA SABCTOPAPAC,S/^[0-9]{5,20}$//^[0-9]{5,20}$/

Supported Document Types

Required documents for customer verification:

Document TypeFull NameEntity TypeRegex
RUCSingle Taxpayer RegistryCompanies & Individuals/[0-9]{5,15}
CECedulaIndividuals/^(PE|E|N|[23456789](?:AV|PI) ?|1[0123]?(?:AV|PI)?)-?(\d{1,4})-?(\d{1,6})$
PASSPasaporteIndividuals/^([aA-zZ]{1,6})?([0-9]{5,14})$

National Holidays

HolidayDate
New Year's DayJanuary 1
Martyrs' DayJanuary 9
Carnival MondayFebruary 16
Carnival TuesdayFebruary 17
Ash WednesdayFebruary 18
Easter ThursdayApril 2
Easter FridayApril 3
Labor DayMay 1
Separation Day from ColombiaNovember 3
National Symbols DayNovember 3
Flag DayNovember 4
Colón DayNovember 5
Los Santos Uprising DayNovember 10
Independence Day from SpainNovember 28
Mother's DayDecember 8
National Mourning DayDecember 20
Christmas DayDecember 25