PIX (Brazil)

Localpayment enables merchants to process instant payments through Brazil's PIX system, the country's revolutionary instant payment platform developed by the Central Bank of Brazil. This guide outlines the process for initiating PIX payments through Localpayment's API, detailing required parameters, handling responses, and interpreting status codes for seamless integration with Brazil's real-time payment infrastructure.

Before You Begin

Ensure you have:


Step 1. Create PIX Payment

To generate a PIX payment for collection in Brazil, send a POST request to the Create Payin endpoint with PIX-specific parameters.

Key Request Parameters

The request requires several key objects specific to QR payments:

ObjectDescriptionRequired
paymentMethod.typeMust be BankTransfer.
paymentMethod.codeUse 1314 for PIX.
senderSender information for compliance.
merchantMerchant/business details.
paymentMethodPayment method configuration.
amountTransaction amount.
currencyTransaction currency code.
countryMust be BRA.

See all available parameters in the request.

Example Request

Below is an example using curl:

curl --request POST \
     --url https://api.stage.localpayment.com/api/payin/ \
     --header 'accept: application/json' \
     --header 'Authorization: Bearer <your_access_token>' \
     --header 'content-type: application/json' \
     --data '
{
  "paymentMethod": {
    "type": "BankTransfer",
    "code": "1314",
    "flow": "DIRECT"
  },
  "currency": "USD",
  "merchant": {
    "type": "COMPANY",
    "document": {
      "type": "",
      "id": ""
    },
    "name": "Company",
    "email": ""
  },
  "payer": {
    "type": "INDIVIDUAL",
    "document": {
      "id": "75.518.609/0001-56",
      "type": "CNPJ"
    },
    "bank": {
      "account": {
        "type": "C"
      }
    },
    "name": "John",
    "lastname": "Doe"
  },
  "externalId": "3d3b3e1d-c234-4fde-8e87-cd61b7dde3cf",
  "country": "BRA",
  "amount": 1000,
  "accountNumber": "076.840.00000004",
  "conceptCode": "0003",
  "comment": "Any relevant information related to the transaction"
}
'

Step 2. Handle the Response

Successful Response

A successful PIX payment creation includes the PIX code data and payment details:

{
  "transactionType": "PayIn",
  "externalId": "3d3b3e1d-c234-4fde-8e87-cd61b7dde3cf",
  "internalId": "7e57a8ed-7fa4-4264-bcf3-a44d3ff2c132",
  "paymentMethod": {
    "type": "BankTransfer",
    "code": "1314",
    "flow": "DIRECT"
  },
  "country": "BRA",
  "currency": "USD",
  "amount": 1000,
  "accountNumber": "076.840.00000004",
  "confirmed": {
    "currency": "USD",
    "amount": 1000,
    "fxQuote": 1,
    "exchangeRateToken": null
  },
  "payment": {
    "installment": null,
    "currency": "BRL",
    "fxQuote": 4.96637604,
    "financingFee": 0,
    "amount": 4966.38
  },
  "localTaxes": [],
  "withHoldings": [],
  "fees": {
    "description": "Fee",
    "currency": "USD",
    "fxSource": 1,
    "fxQuote": 1,
    "amount": 11,
    "account": "076.840.00000004"
  },
  "status": {
    "code": "100",
    "description": "INPROGRESS",
    "detail": "The payin is pending the confirmation"
  },
  "ticket": null,
  "qr": {
    "image": "https://api.stage.localpayment.com/api/images/1314/00020126580014br.gov.bcb.pix013627a44d0a-0736-4bbf-a4a4-6e11063973315204000053039865406150.005802BR5911Telequiet496008Campinas62230519mpqrinter12397252666304FA23",
    "code": "00020126580014br.gov.bcb.pix013627a44d0a-0736-4bbf-a4a4-6e11063973315204000053039865406150.005802BR5911Telequiet496008Campinas62230519mpqrinter12397252666304FA23",
    "codeBase64": "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",
    "expirationDate": "2022-08-13T12:28:09.695-04:00"
  },
  "beneficiary": null,
  "merchant": {
    "type": "COMPANY",
    "name": "Company",
    "document": {
      "id": "",
      "type": ""
    },
    "email": "",
    "phone": {
      "countryCode": "",
      "areaCode": "",
      "number": ""
    },
    "address": {
      "street": "",
      "number": "",
      "city": "",
      "state": "",
      "country": "",
      "zipCode": "",
      "comment": "Any relevant information related to the transaction"
    },
    "birthdate": "",
    "nationality": ""
  },
  "payer": {
    "type": "INDIVIDUAL",
    "name": "John",
    "lastname": "Doe",
    "document": {
      "id": "75.518.609/0001-56",
      "type": "CNPJ"
    },
    "email": "",
    "phone": {
      "countryCode": "",
      "areaCode": "",
      "number": ""
    },
    "address": {
      "street": "",
      "number": "",
      "city": "",
      "state": "",
      "country": "",
      "zipCode": ""
    },
    "birthdate": "",
    "nationality": ""
  },
  "intermediaries": null,
  "wireInstructions": null,
  "date": {
    "creationDate": "2025-02-19T20:57:50.253+00:00",
    "processedDate": "2025-02-19T20:57:50.507088",
    "expirationDate": "2025-02-21T20:57:50.507088"
  },
  "card": null,
  "errors": []
} 

Key Response Fields

ParameterDescriptionUse Case
qr.imageBase64 encoded PNG image of the QR code.Direct display without additional generation.
qr.codeRaw PIX payload in EMVCo standard.Generate scannable QR code for Brazilian banking apps.
qr.codeBase64Alternative base64 encoded QR payload.Backup for custom QR rendering.
qr.expirationDateTimestamp when QR becomes invalid.Display countdown timer and handle expiration logic.
externalIdYour original reference number.Internal reconciliation and order matching.
status.codeCurrent transaction state (100 = INPROGRESS)Determine next steps in payment flow.
date.creationDateWhen transaction was created.Analytics and performance tracking.

Error Response

When PIX generation fails for Brazil, you'll receive specific error information:

{
  "externalId": "ce0aaa1a-4532-43b9-930a-26e780aba99b",
  "status": {
    "code": "812",
    "description": "REJECTED"
  },
  "errors": [
    {
      "code": "812",
      "detail": "External Id already used - duplication"
    }
  ]
}

Step 3. Display PIX Code and Handle Payment

  1. PIX Display: Present QR code to customer through chosen channel.
  2. Bank App Scan: Customer scans QR in their banking app.
  3. Payment Authorization: Customer confirms payment in their banking environment.
  4. Real-time Confirmation: Localpayment receives instant payment notification.
  5. Status Update: Your system receives webhook with payment confirmation.

Best Practices for QR Display

  • Minimum display size: 250x250 pixels for mobile scanning.
  • Maintain 1:1 aspect ratio without distortion.
  • Ensure high contrast (dark on light background).
  • Add quiet zone (white border) around QR code.
  • Include alt text (e.g. "QR Code Payment").
  • Show Clear Payment Instructions.
  • Handle Time-to-Live (TTL) and Expiration.

Step 4. Track Transaction Status

Monitor PIX payment progress through these methods:

Common Status Codes

The Localpayment API provides various status codes to indicate the progress and outcome of the payment in the response.

CodeStatusDescription
103APPROVEDThe payin was confirmed but not credited yet.
200CompletedThe payin was completed.
811RejectedRequested amount is higher or lower than allowed max/min values.

📝

Note: For complete status code reference, see the Transaction Status Documentation.


Testing Your Integration

Sandbox Environment

Use the staging environment for testing:

https://api.stage.localpayment.com/api/payin/

Test QR Scenarios

Verify your integration handles these scenarios:

  1. Successful Payment: Complete PIX payment with instant settlement.
  2. QR Expiration: Handle expired PIX payments gracefully.
  3. Multiple Payment Attempts: Same QR scanned multiple times.
  4. Status Updates: Webhook handling and status polling.

Next Steps

After implementing PIX payments, consider these additional capabilities: