Costa Rica
Learn more about currency, payment methods, processing times, and other essential details for operating in Costa Rica with Localpayment. This guide provides a comprehensive overview of everything you need to know to integrate and optimize your payment processing in this market.
Country Overview
Essential information about Costa Rica:
| Country Code (2 digits) | Country Code (3 digits) | Currency Code | Number of decimals |
|---|---|---|---|
| CR | CRI | CRC | 2 |
Payouts
Send funds efficiently to your recipients:
Bank Transfer Payouts
| Code | Payment Type | Network Name | Currency | Settlement Time | Cut-off Time (Local) | Cut-off Time (GMT) | Minimum Amount | Maximum Amount | Notes |
|---|---|---|---|---|---|---|---|---|---|
| 70 | Bank Transfer | SINPE | CRC | T+0 | 12:00 PM | 06:00 PM | 1.00 CRC | ~10,000.00 USD | Transfers made on weekends/holidays settle the next business day. |
Bank Account Information
Account Type Reference
The following account types are supported:
| Code | Account Type | Description |
|---|---|---|
| C | Checking Account | Standard transactional account for daily banking operations. |
| S | Saving Account | Interest-bearing savings account for funds accumulation. |
Bank Codes
Important
Some institutions marked as "NOT CONNECTED" don't participate in the SWIFT network but can still receive local transfers.
| Code | Type | Name | Swift | Account Type | Checking Regex | Saving Regex |
|---|---|---|---|---|---|---|
| 0102 | Bank | BANCO BAC SAN JOSÉ | BSNJCRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0104 | Bank | BANCO DAVIVIENDA COSTA RICA S.A. | BXBACRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0107 | Bank | BANCO BCT | CCIOCRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0114 | Bank | BANCO LAFISE | BCCECRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0116 | Bank | BANCO PROMÉRICA | PRMKCRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0120 | Bank | BANCO IMPROSA | BIMPCRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0123 | Bank | BANCO SCOTIABANK | NOSCCRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0125 | Bank | BANCO CATHAY | KTAYCRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0126 | Bank | BANCO GENERAL DE COSTA RICA S.A. | BAGECRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0127 | Bank | BANCO CMB (COSTA RICA) S.A. | NOT CONNECTED | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0151 | Bank | BANCO NACIONAL DE COSTA RICA | BNCRCRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0152 | Bank | BANCO DE COSTA RICA | BCRICRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0153 | Bank | FUSIÓN BCR-BCAC | NOT CONNECTED | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0161 | Bank | BANCO POPULAR DE DESARROLLO COMUNAL | BPDCCRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0162 | Bank | BANCO HIPOTECARIO DE LA VIVIENDA | NOT CONNECTED | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
| 0312 | Bank | PRIVAL BANK (COSTA RICA) S.A. | BDSOCRSJ | C, S | /^(CR)[0-9]20$ | /^(CR)[0-9]20$ |
Supported Document Types
Required documents for customer verification:
| Document Type | Full Name | Entity Type | Regex |
|---|---|---|---|
| RUT | Registro Único Tributario | Companies | /^[0-9]10$ |
| DIMEX | Documento de Identificación de Migrantes Extranjeros. | Individuals | /^\d12$ |
| CI | Cedula Identidad | Individuals | /^[1-9]-?\d4-?\d4$ |
| CEJ | Cedula Jurídica | Companies | /^[1-9]-?\d3-?\d6$ |
National Holidays
| Holiday | Date |
|---|---|
| New Year's Day | January 1 |
| Juan Santamaría Day | April 11 |
| Maundy Thursday | April 17 |
| Good Friday | April 18 |
| Labour Day | May 1 |
| Guanacaste Day | July 25 |
| Lady of the Angels Day | August 2 |
| Mother's Day | August 15 |
| Day of the Black Person and Afro-Costa Rican Culture | August 31 |
| Independence Day | September 15 |
| Army Abolition Day | December 1 |
| Christmas Day | December 25 |
Updated about 8 hours ago