Guides
GuidesAPI ReferenceRoadmapGo to DashboardSite >

Costa Rica

Currency, payment methods, processing times, and other details for operating in Costa Rica with Localpayment.

Country Overview

Essential information about Costa Rica:

Country Code (2 digits)Country Code (3 digits)Currency CodeNumber of decimals
CRCRICRC2

Payins

Accept payments from your customers through these available channels:

Virtual Accounts

Generate unique account numbers to receive and track customer payments.

⚠️

Important

All processing times for payins are expressed in GMT. Please consider this time zone when reviewing processing availability and cutoff times.

Virtual Accounts

Payment Method NamePayment Method CodeFlowCurrencyMin AmountMax AmountPayment ConfirmationCategoryWorking Hours (GMT)Execution Notification Time
SINPE - IN1420DIRECTCRC1.00100,000,000,000.00SynchronousPush24 hReal Time
SINPE USD - IN1421DIRECTUSD1.001,000,000,000,000.00SynchronousPush24 hReal Time

Payouts

Send funds efficiently to your recipients:

Bank Transfers

Send money to any bank account through the interbanking system.

Bank Transfer Payouts


CodePayment TypeNetwork NameCurrencySettlement TimeCut-off Time (Local)Cut-off Time (GMT)Minimum AmountMaximum Amount
0070Bank TransferSINPECRCSame day / T+103:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.09:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.CRC 1.00Equivalent to USD 10,000.
0070Bank TransferSINPE MóvilCRCReal TimeN/A — 24/7, availability includes weekends & public holidays.N/A — 24/7, availability includes weekends & public holidays.CRC 1.00Equivalent to USD 10,000.

Bank Account Information

Account Type Reference

The following account types are supported:

CodeAccount TypeDescription
CChecking AccountStandard transactional account for daily banking operations.
SSaving AccountInterest-bearing savings account for funds accumulation.

Bank Codes

⚠️

Important

Some institutions marked as "NOT CONNECTED" don't participate in the SWIFT network but can still receive local transfers.

This table includes both banks and financial institutions (cooperatives, mutuals, brokerage houses, pension operators, and public entities) accepted for bank transfer payouts.

CodeTypeNameSwiftAccount TypeChecking RegexSaving Regex
0102BankBANCO BAC SAN JOSÉBSNJCRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0104BankBANCO DAVIVIENDA COSTA RICA S.A.BXBACRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0107BankBANCO BCTCCIOCRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0114BankBANCO LAFISEBCCECRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0116BankBANCO PROMÉRICAPRMKCRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0120BankBANCO IMPROSABIMPCRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0123BankBANCO SCOTIABANKNOSCCRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0125BankBANCO CATHAYKTAYCRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0126BankBANCO GENERAL DE COSTA RICA S.A.BAGECRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0127BankBANCO CMB (COSTA RICA) S.A.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0151BankBANCO NACIONAL DE COSTA RICABNCRCRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0152BankBANCO DE COSTA RICABCRICRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0153BankFUSIÓN BCR-BCACNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0161BankBANCO POPULAR DE DESARROLLO COMUNALBPDCCRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0162BankBANCO HIPOTECARIO DE LA VIVIENDANOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0205Financial InstitutionASOCIACIÓN SOLIDARISTA DE EMPLEADOS DE LA CCSS (ASECCSS)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0304Financial InstitutionFINANCIERA CAFSA S. A.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0310Financial InstitutionFINANCIERA G&T CONTINENTAL COSTA RICA S. A.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0312BankPRIVAL BANK (COSTA RICA) S.A.BDSOCRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0322Financial InstitutionFINANCIERA COMECA S. A.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0326Financial InstitutionFINANCIERA DESYFIN S. A.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0402Financial InstitutionGLOBAL EXCHANGENOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0403Financial InstitutionTELEDOLAR S.A.TELDCRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0406Financial InstitutionLATIN AMERICAN EXCHANGE CASA DE CAMBIO S.A (LATINEX)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0450Financial InstitutionCITI TARJETAS DE COSTA RICA S.A.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0451Financial InstitutionEVERTEC COSTA RICA S.A.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0501Financial InstitutionBOLSA NACIONAL DE VALORES S.A.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0553Financial InstitutionINVERSIONES SAMA, S.A.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0554Financial InstitutionMERCADO DE VALORES DE C. R.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0556Financial InstitutionBCT VALORESNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0558Financial InstitutionCITI VALORES ACCIVAL, S.A.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0559Financial InstitutionACOBONOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0568Financial InstitutionINS VALORESNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0569Financial InstitutionLAFISE VALORESNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0570Financial InstitutionDAVIVIENDA PUESTO DE BOLSA (COSTA RICA) S.A.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0571Financial InstitutionSCOTIA VALORESNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0574Financial InstitutionMUTUAL VALORESNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0577Financial InstitutionALDESA VALORESNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0581Financial InstitutionBAC SAN JOSÉ (BOLSA DE VALORES)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0586Financial InstitutionBN VALORESNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0587Financial InstitutionPOPULAR VALORESNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0588Financial InstitutionBCR VALORESNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0594Financial InstitutionIMPROSA VALORESNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0651Financial InstitutionBN-VITAL OPERADORA DE PLANES DE PENSIONES COMPLEMENTARIAS, S. A.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0653Financial InstitutionVIDA PLENA OPERADORA DE PENSIONES COMPLEMENTARIAS S. ANOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0654Financial InstitutionCAJA COSTARRICENSE DE SEGURO SOCIAL OPERADORA DE PENSIONES COMPLEMENTARIASNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0655Financial InstitutionBAC SAN JOSÉ OPERADORA DE PENSIONES COMPLEMENTARIASNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0656Financial InstitutionO.P.C. BANCO POPULAR Y DESARROLLO COMUNALNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0657Financial InstitutionBCR OPERADORA PLANES DE PENSIONES COMPLEMENTARIASNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0725Financial InstitutionMIDEPLANNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0730Financial InstitutionINSTITUTO DE FOMENTO Y ASESORÍA MUNICIPAL (IFAM)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0731Financial InstitutionINSTITUTO COSTARRICENSE SOBRE DROGAS (ICD)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0734Financial InstitutionINSTITUTO COSTARRICENSE DE ELECTRICIDAD (ICE)ICELCRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0735Financial InstitutionRECOPENOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0739Financial InstitutionMINISTERIO DE HACIENDANOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0745Financial InstitutionCENTRAL DE VALORES BOLSA NACIONAL DE VALORES (CEVAL)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0746Financial InstitutionCAJA COSTARRICENSE DE SEGURO SOCIAL (CCSS)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0747Financial InstitutionINSTITUTO NACIONAL DE SEGUROS (INS)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0750Financial InstitutionGOB. TRIBUNAL SUPREMO DE ELECCIONES (TSE)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0754Financial InstitutionJUNTA DE PROTECCIÓN SOCIAL DE SAN JOSÉNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0755Financial InstitutionMUNICIPALIDAD DE SAN JOSÉNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0756Financial InstitutionRADIOGRÁFICA COSTARRICENSE S.A. (RACSA)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0757Financial InstitutionMUNICIPALIDAD DE CARTAGONOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0758Financial InstitutionMUNICIPALIDAD DE PALMARESNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0759Financial InstitutionMUNICIPALIDAD DEL GUARCONOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0760Financial InstitutionMUNICIPALIDAD DE ALAJUELITANOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0803Financial InstitutionGRUPO MUTUAL ALAJUELA LA VIVIENDANOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0804Financial InstitutionMUTUAL CARTAGO DE AHORRO Y PRÉSTAMONOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0811Financial InstitutionCOOPERATIVA DE AHORRO Y CRÉDITO DE LA COMUNIDAD DE CIUDAD QUESADA R. L. (COOCIQUE)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0812Financial InstitutionCOOPE SAN MARCOSNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0813Financial InstitutionCOOPERATIVA DE AHORRO Y CRÉDITO ALIANZA DE PÉREZ ZELEDÓN (COOPEALIANZA)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0814Financial InstitutionCOOPERATIVA NACIONAL DE EDUCADORES. R.L. (COOPENAE)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0815Financial InstitutionSERVICOOP R.L.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0816Financial InstitutionCOOPERATIVA DE AHORRO Y CRÉDITO DE SERVIDORES PÚBLICOS R.L. (COOPESERVIDORES)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0817Financial InstitutionCOOPERATIVA DE AHORRO Y CRÉDITO ANDE Nº 1 R.L. (COOPEANDE)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0820Financial InstitutionCOOP. COOPECAJANOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0821Financial InstitutionCAJA DE AHORRO Y PRÉSTAMOS DE ANDENOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0822Financial InstitutionCOOPEMEP R.L.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0824Financial InstitutionCREDECOOPNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0825Financial InstitutionCOOPESAN RAMÓNNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0827Financial InstitutionCOOPEBANPONOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0829Financial InstitutionCOOPEAMISTADNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0831Financial InstitutionCOOPEGRECIANOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0832Financial InstitutionCOOPAVEGRANOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0833Financial InstitutionCOOPEUNANOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0834Financial InstitutionCOOPEANDE NO. 7 R.L.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0835Financial InstitutionCOOPESPARTA R.L.NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0838Financial InstitutionPROMOTORA DEL COMERCIO EXTERIOR DE COSTA RICA (PROCOMER)NOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0839Financial InstitutionINTERCLEAR CENTRAL DE VALORES S.A.ICVSCRSJC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$
0840Financial InstitutionCOOPEMÉDICOSNOT CONNECTEDC, S/^(CR)[0-9]{20}$/^(CR)[0-9]{20}$

Supported Document Types

Required documents for customer verification:

Document TypeFull NameEntity TypeRegex
RUTRegistro Único TributarioCompanies/^[0-9]{10}$
DIMEXDocumento de Identificación de Migrantes Extranjeros.Individuals/^\d{11,12}$
CICedula IdentidadIndividuals/^[1-9]-?\d{4}-?\d{4}$
CEJCedula JurídicaCompanies/^[1-9]-?\d{3}-?\d{6}$

National Holidays

HolidayDate
New Year's DayJanuary 1
Holy Week HolidayMarch 30 - April 1
Maundy ThursdayApril 2
Good FridayApril 3
Juan Santamaría DayApril 11
Labour DayMay 1
Guanacaste DayJuly 25
Lady of the Angels DayAugust 2
Mother's DayAugust 15
Day of the Black Person and Afro-Costa Rican CultureAugust 31
Independence DaySeptember 15
Army Abolition DayDecember 1
Christmas DayDecember 25