Cash Overview
Localpayment facilitates seamless and secure cash payments, enabling you to accept offline payments from your customers across diverse markets through established retail networks. This section provides a comprehensive overview of cash payment functionalities, workflows, and key considerations for integrating cash payments into your Localpayment setup.
Note: Cash payments expire in 7 days by default. The expiration period can be adjusted between 1-7 days by contacting our support team to meet your specific business requirements.
Supported Countries & Coverage
Our cash payment service is supported across multiple countries and territories, each with comprehensive support documentation. We provide detailed guides for every supported region, covering payment network compatibility, Service Level Agreements (SLAs), processing times, available currencies, and retail partner networks. This ensures seamless integration and optimal performance in your target markets.
| Country | Collection Points |
|---|---|
| Colombia | JER, Megared, Mafephone, Coopenessa, Apuestas Nacionales, Gana, Fullcarga, Apuestas Cúcuta 75, Pequeña Superficies Credibanco and more. |
| Guatemala | Fundación Génesis, AKISI Puedo, Super 24, Banco G&T Continental, BAM. |
| Honduras | Ficohsa/Ventanilla, Tigo Money Agente |
| Mexico | Farmacias Bazar, Superama, Afirme, Banco Azteca, Farmacias Benavides, Bodega Aurrera, Oxxo, 7-Eleven, Circle K and more. |
| Panama | El Machetazo, Jumbo supermercados, Western Union, Super Xtra and more. |
| Peru | Niubiz por WU (Puntos Fisicos), IZZIPAY, YAPE, Interbank, Banco Pichincha, Western Union and more. |
Use Cases
E-commerce for Unbanked Customers
Reach customers without bank accounts or credit cards by offering cash payment options at convenient retail locations.
Bill Payments & Utilities
Enable customers to pay bills, utilities, and services with cash through authorized payment networks.
Remittance Services
Facilitate cross-border remittances with cash pickup options at local partner locations.
Educational Payments
Allow students and parents to pay tuition fees and educational expenses with cash at convenient locations.
Government & Public Services
Process government fees, taxes, and public service payments through cash networks.
How It Works
The cash payment process involves the following steps:
- Customer Selects Cash Payment: The customer chooses cash payment option during checkout and provides basic identification information.
- Payment Voucher Generation: Your application sends a payment request to Localpayment API, which generates a unique payment voucher with barcode/Reference number.
- Voucher Delivery: The customer receives the payment voucher electronically (email/SMS) or prints it for in-person payment.
- Cash Payment at Retail Location: The customer visits a participating retail partner, presents the voucher, and pays the amount in cash.
- Payment Confirmation: The retail partner processes the payment and Localpayment receives confirmation through integrated systems.
- Status Notification: Your application receives real-time updates on payment status via webhooks, allowing you to fulfill orders or services.
Prerequisites
Before initiating your first cash payment, ensure you've completed these essential requirements::
Implementation Guide
Localpayment enables you to accept cash payments through extensive retail networks and authorized payment locations across multiple countries. This cash-based payment solution ensures you can reach customers who prefer physical currency or don't have access to banking services, expanding your market reach and customer base.
Cash Operations
Once a cash payment reference is generated, various operations can be performed based on the transaction status and the regulations of the destination country. Here's an overview of the available cash payment operations:
Updated about 17 hours ago