Card Overview
Localpayment facilitates seamless and secure card payments, enabling you to accept a wide range of credit and debit cards from your customers across diverse markets.
This section provides a comprehensive overview of card payment functionalities, workflows, and key considerations for integrating card payments into your Localpayment setup.
Supported Countries & Coverage
Our card payment service is supported across a wide network of countries and territories, each with comprehensive support documentation. We provide detailed guides for every supported region, covering card network compatibility, Service Level Agreements (SLAs), processing times, and available currencies. This ensures seamless integration and optimal performance in your target markets.
Use Cases
Facilitate quick and secure online transactions to enhance the customer shopping experience. Support for international card networks expands global reach.
Manage recurring billing cycles easily. Utilize secure card storage for seamless, automatic payment retrieval.
Streamline patient billing processes with secure card payment options for consultations and treatments. Facilitate installment plans for larger medical expenses.
Simplify payment processes for tuition fees and other academic services. Offer flexible payment plans to accommodate diverse financial needs.
How It Works
The card payment process with Localpayment is designed to be seamless and efficient, ensuring a smooth transaction experience for both merchants and customers. Here's a detailed breakdown of the steps involved:
- Customer Initiates Payment: The customer provides the necessary card details in the checkout interface.
- Payment Request: Your application sends a payment request to the Localpayment API, specifying the amount, currency, and other relevant details.
- Payment Processing: Localpayment processes the payment, handling any necessary authorization or redirection to secure and validate the transaction.
- Payment Confirmation: Localpayment confirms the payment status and provides you with detailed transaction information, ensuring transparency and traceability.
- Notification: Your application receives real-time updates on the payment status via webhooks, allowing you to take any necessary subsequent actions promptly.
Prerequisites
Before initiating your first card payment, ensure you've completed these essential requirements:
Implementation Guide
Localpayment enables you to accept payments from major international card networks, including Visa, Mastercard, and American Express, as well as popular domestic card schemes. This broad acceptance ensures that your customers can pay with their preferred cards, increasing conversion rates and expanding your market reach.
Process single, immediate payments for goods or services. This is the most common type of card transaction, suitable for most online purchases.
Securely store customers' card information by replacing sensitive data with unique tokens, facilitating quicker future transactions and reducing PCI compliance burden.
Enhance the security of your card transactions with 3D Secure authentication. This additional layer of verification helps to prevent fraud by requiring customers to authenticate themselves with their card issuer.
Offer your customers the flexibility to pay for their purchases in installments, increasing sales by making higher-value items more affordable.
Card Operations
Once a card payment transaction is successfully processed, various operations can be performed based on the transaction status and the regulations of the destination country. Here's an overview of the available post-payin operations:
| Country | One-Time Payment | Tokenization | Refunds | Chargebacks | 3D Secure | Installments | Subscriptions | Webhooks |
|---|---|---|---|---|---|---|---|---|
| Argentina | ✔ | ✔ | ✔ | ✔ | — | — | — | ✔ |
| Colombia | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Mexico | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
Updated 30 minutes ago